Not sure why you can't PM me. As for the costs, well it was a pricy number attending Hopkins, fortunately I had some grants/scholarships and I didn't leave with too much in debt. I was also worried about the costs prior to attending, but I figured this is an investment in my education/finding stable employment and went for it. There was the opportunity to do clinicals overseas, for community health I went to St. Vincent and the Grenadines (union Island). Some students went to Singapore/South Africa for his/her practicum. I did my practicum at Johns Hopkins Hospital. When I came out of school jobs were plentiful not like the situation now, but realize that nursing jobs are cyclical with periods of surplus of jobs and then times, like now, where it is difficult to find a job. I would say that you will eventually get a job in nursing--albeit may not be the job you like. As far as paying off loans-- locked in my interest rates when I was in school and so far I am not having difficulty paying them off. I live/work in the Bay Area and I am actually working 2 jobs by choice. The average Bay Area nurse is making around 100,000 per year---yes, yes the cost of living is higher in the Bay Area but you CAN live comfortably with that kind of salary. Ok I think I answered your questions, any more just let me know. Good luck with whatever you do. I was in your shoes at one time and it was scary packing up my truck and driving to Baltimore for school.