It can be confusing. What is good about Excelsior is that you can take it at your own pace. If you are motivated and have good study habits, you may be able to take a test every month or so. You pay as you go. You will have to enroll to complete the course. Around $700.00. If you do the math, it is probably less expensive than a traditional school. The problem is that it is not a title IV school, which means you can't get federal student loans. As far as Rue, The College Network, or any other publishing company.... if it fits use them. They are not necessary though. Check out some of the groups on Yahoo. Try typing in excelsior college and you can find some to get started. Good Luck.