I finally completed my prerequisites and am ready to apply to ADN and BSN programs this upcoming cycle. However, I have 30,000 dollars in personal debt and 7,000 in school loans. I do not plan to work during the program. Therefore, I will need to take out a loan for my overhead costs, 2 or 3 years worth. I plan to apply to ADN programs with a potential start date of Spring 2019.
Of side note...
I have a 3.7 GPA. I have 4 years of direct patient care in an outpatient setting. I am a competitive applicant.
Does anyone know of any loan types that may suit my needs?
Otherwise, I will have to take 1 year off to work and pay off my debt before continuing my degree. With my current income I can significantly cut my debt by at least 70% in 1 year.
Please share your thoughts and experiences. I am confused and not sure how to proceed. Thank you.