Probelms with Private Student Loans

Nursing Students General Students

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I don't know if anyone else is having this problem with SallieMae re: their private loans. I'm currently trying to find a loan to cover the difference that the Stafford Loan doesnt cover. SallieMae seems to be denying everyone. I havent found a co-signer that qualifies and my fico score is 751. They recently denied my dad whose score is 825. They basically told me that my score doesnt mean anything and they go off my credit report and this were their reasons for denial. I have too many accounts with balances. I have 6 accounts with balances, 2 credit cards that are paid off every month, my mortgage, and 3 accounts with salliemae for school. Oh and I dont have account longevity. My oldest account is 6 years, I opened it when I was 18 and now Im 24. I cant do anything about that! My husband makes too much, so I cant get government assistance. I am seriously thinking of getting divorced so I cant get help to go to school. It just seems like if you try to play by the rules that you always get tossed around.

Sorry for my ranting, Im just wondering if anyone else is having the same problem. Thanks

Specializes in Med-Surg, Geriatrics, Wound Care.

I applied (and was approved) for a PNC Medical Student Loan (nurses qualify). My credit score is about 715, I was approved without a cosigner, but I added one later (pain in the butt!). I'm not sure if they're available in every state. I live in Pennsylvania where PNC is a common bank.

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