CalicoKitty, BSN, RN 991 Posts Specializes in Med-Surg, Geriatrics, Wound Care. Has 11 years experience. Jan 9, 2009 I applied (and was approved) for a PNC Medical Student Loan (nurses qualify). My credit score is about 715, I was approved without a cosigner, but I added one later (pain in the butt!). I'm not sure if they're available in every state. I live in Pennsylvania where PNC is a common bank.