Our Crappy Healthcare Benefits @ BIG$$$

fedupnurse · Aug 16, 2002

I agree that it is ridiculous that we who work for healthcare providers should be paying even a dime for healthcare coverage. But you must remember that health care is big business and when the suits figure out how to capitalize and profit off of something they go for it full force. I currently pay about 40 per pay period comes out to about a grand a year. The suits where I work want to increase it by anywhere from 12 to 25% over the next few years. The coverage is marginal at best and a couple of their plans are accepted by very few doctors since they take forever to pay. It is really sickening, no pun intended, and they wonder why healthcare is in the critical condition that it is.

RNinICU · Aug 16, 2002

I have pretty good coverage. I pay $45/ month for me and hubby, and there is no deductible for health care, $15 deductible for eye care, and basic dental coverage with no deductible. I pay 50% of major dental, like braces.

teeituptom, BSN, RN · Aug 16, 2002

Howdy yall

from deep in the heat of texas

We have good medical, eye, dental, and extended coverages.

When I had surgery, they took the insurance and wrote off everthing else, so did the doctors involved.

doo wah ditty

deespoohbear · Aug 17, 2002

I am very fortunate with our healthcare benefits. It is one of the few benefits we do receive. I pay about $150 a month for our family of five. $10 co-pay for the family doc, and for any specialist who is in our preferred group. $10 co-pay for the ER at our facility. No charge for Xrays, lab works, or other procedures done at our facility. Prescription coverage is $5.00 for generics and approved brand name drugs without a generic equilavent is around $10-20. My 10 year old had an acute appendicits last fall, and I only paid $10 for the ER visit. Everything else covered at 100% including surgery and anesthesia. My health insurance is the one reason I do stay at the facility I am currently at.

nell · Aug 17, 2002

Our healthcare benefits are pretty much like yours, fedupnurse. Very few doctors will take the basic plan and the PPO costs big bucks.

We have been told that we are lucky to get ANYONE to cover us as "nurses are a more expensive group to cover".

Supposedly, since we know more about more health issues, we are all a bunch of hypochondriacs and demand a lot of unnecessary procedures. Personally, I think it is the other way around: the nurses I know tend to take better care of their health, treat health problems when small (even with "home remedies") and don't run to the doctor for every cold or flu (unless required by the employer to validate an absence...).

Originally posted by deespoohbear
My health insurance is the one reason I do stay at the facility I am currently at.

Hellooooo suits.....anybody listening?????

JailRN · Aug 17, 2002

At the city, I have a PPO, costs me $256 a month for the whole family, MD visits $20. RX $5-15 each, had surgeery the day afterr christmas, 90/10 of contract rates, hospital bill was $26,000, contracted rate was $2600, I didn't pay anything, they wrote the rest off cause I'm a nurse, Did have to pay the gas man $100. We have eyeglasses, dental, and coverage that pays you $100-$200/day for q day you are hospitalized. We also have nursing home coverage. and life ins. I'm happy to pay it-before I got hired on with the city, I was COBRA'd in at $800./month for my family with my prior employer. BUT