Benefits vary greatly from region to region and from employer to employer. Yes, there are some employers that currently offer scholarships
, loan repayment programs, etc. -- but that doesn't mean that the hospitals you will want to work for will offer those things. By the time you graduate, things are bound to change and we don't know what will be availble.
You also need to consider that some of those programs demand a great committment from the nurse to work unpopular units and/or unpopular shifts. Some programs pay the nurses less per hour than they pay the other nurses in the hospital. How will you feel about that when the time comes to fulfill your committment to the hospital -- working a shift you don't want to work on a unit you don't like for less cash than you co-workers? That's whem a lot of people start regretting ever getting involved in some of those programs.
Remember ... hospitals use such incentives to fill positions that they can't fill through ordinary, less expensive means. If the jobs were really attractive jobs, they probably wouldn't need to offer such big incentives. There are a few good deals out there at a few really nice places to work -- but there are a lot of undesirable jobs being filled with such drastic incentives to lure people in.
Be careful not to count on such programs. They may not be there when you need them -- or they may cause you more misery than they are worth. If you happen to truly WANT to work at a hospital that has a program that interests you, then that's great. But be prepared for the fact that if might not happen that way for you.