Someone in another thread had a BIGGIE, ethically. It really made ME think.
Let's just "for instance" say you DO make an error that HURTS or DAMAGES a person, permanently. It would not take much in some cases, especially in OB. What of the injured party? Do THEY NOT deserve
compensation in that case--- and if you say no, why not?
And if you say yes, how would you plan to pay out the appropriate amount, even if it is only several thousand dollars? Mortgage or lose the house, the car, your possessions, and have all future earnings garnished to pay for it?
What about legal defense costs? If it is NOT expedient and risk-wise, prudent, for the hospital to stand behind you, they WON'T, trust me. You will dangle in the wind like so much laundry to dry. I think it's plain foolishness NOT to carry malpractice insurance
, and perhaps, even unethical, in the light of the scenario I just mentioned. Unless you plan an error-free, perfect nursing practice, It's something to think about. :uhoh21: