Need help with Remington tuition!

Published

Hey guys,

I was just accepted into Remington college accelerated nursing program in Lake Mary, FL and I was wondering is there anyone else that knows of a way to get approved for a loan. I tried sallie mae, wells fargo and alot of local banks and all declined. The financial aid office at remington is not very helpful and this is my only hope for surving these times. I lost my job and have to support my wife and daughter. My sob story is really depressing so I wont bore you with the whole thing but long story short I need suggestions as what to do with the financial issues of paying for tuition.

Up Vote Up Vote ×
Specializes in interested in NICU!!.

have you tried applying for fasfa, then a stafford loan which I know they are know being taken by the govenrment. how about your local workforce office? sorry this is all i know, which i was of more help.

Up Vote Up Vote ×
Specializes in Critical Care; Cardiac; Professional Development.

Unfortunately private loans are credit based and can be approved or disapproved based on your credit worthiness. Your income and family size as well as the amount of contribution you can expect from your parents will decide if you can get government loans, as well as if you are in debt to the government for any reason or in default on a government loan. In addition, you have to attend a qualifying school for government loans to be granted. Having been turned down by all those entities we can surmise your credit score is not ideal. From the foot dragging at your school it sounds like they may not be a qualified school for government loans. I suggest you go up to the school physically and sit down with the financial aid advisor and find out exactly what your options are at this point for government grants or loans. If none, I am afraid there aren't too many other avenues for you. :(

Up Vote Up Vote ×

I know.Its really sad, lost my job, worked hard to get in the program, everything is in place but a student loan. A real depressing but I'll take the advice, I emailed the Head of student financing and we'll see what happens.:) Just have to keep moving forward.

Up Vote Up Vote ×

GREAT NEWS.. I got an answer from Remington and so far they told me I can get the $18,000 FAFSA.. so far, all I have to worry about is the Private Loans. I never thought getting a Student loan can be this hard. Every bank I spoke so far said that government took over student loans. Can anybody tell me aside from FAFSA of any GOVERNMENT LOAN available out there?

Up Vote Up Vote ×
Specializes in Urgent Care NP, Emergency Nursing, Camp Nursing.
GREAT NEWS.. I got an answer from Remington and so far they told me I can get the $18,000 FAFSA.. so far, all I have to worry about is the Private Loans. I never thought getting a Student loan can be this hard. Every bank I spoke so far said that government took over student loans. Can anybody tell me aside from FAFSA of any GOVERNMENT LOAN available out there?

The grammar for your question is poor, so I'm not quite sure what you're asking; I think you're asking if there are any government loans out there besides the FAFSA, which tells me you're not quite up on how Federal student loans work.

FAFSA is an acronym (and not a mere abbreviation) which stands for Free Application for Federal Student Aid. It's just an application, which is the uniform means for applying for student aid from the government. Filling it out makes you eligible for Pell Grants, Stafford Loans (both subsidized and unsubsidized), and various PLUS programs. It can be filled out in paper, or online at FAFSA - Free Application for Federal Student Aid

Various states may have other loan, grant, or loan forgiveness programs available. However, the current recession, plus the previous recession from which there really was no proper recovery, have left states without much money, and grant programs for student nurses are one of the easy places to make budget cuts. Some states may still have them, you'll need to do some digging around. Faculty at your program, as well as your school's financial aid office, should have some ideas on what programs are available - though from the sound of it, you're not getting much help there.

Part of the Reconciliation Bill that got Health Insurance Reform through congress included provisions that will see the Federal Government take over all student loans in the future, so hopefully your situation will change in the meanwhile.

Lastly, since you'll be in an ABSN program, Uncle Sam wants you! If you're willing to sign a few years of your life post-graduation away to the Army, Navy, or Air Force, they'll foot a good chunk of the bill (if not the entire thing) for you. If getting shot at's not quite your thing, you may also be eligible for the US Public Health Service's Commissioned Corps internship programs - depending on when you sign up and how your accelerated academic program works, you might be able to get into their senior internship program, which'll see you commissioned as an O-1 the summer before your graduation, you'll continue to receive a stipend from then until you graduate, and you'll be guaranteed a job in the corps upon graduation and licensure.

Up Vote Up Vote ×

I've hear of the HRSA scholarship that helps pay living expenses if you qualify. I think you have to have an EFC of zero and since you are unemployed you most likely qualify. I don't know much about it except that you have to agree to work for them for something like 2 or 3 years but if you search HRSA you'll get other threads to help you out. Good luck!!

Up Vote Up Vote ×
+ Join the Discussion