LTC and malpractice insurance

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I graduated as a LVN and passed the NCLEX about 3 years ago. I went back to finish my pre-reqs and I just got my first job. I work in LTC as a treatment nurse. I was wondering if I should carry personal . I have been reading a couple of articles about being sued and it made me start thinking... For all of the LTC nurses out here in Allnurses.com land, how many of you have insurance?

Jen

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Specializes in Education, Case Mgt, Clinical Documentat.

All nurses (RNs and LPNs) must carry their own . While hospitals carry a malpractice insurance, at the end of the day; it is you who are responsible for your own practice. Carrying a malpractice insurance is a personal risk management approach. I think CNA is the most common agency being used by nurses to purchase coverage. Do not hesistate.

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Specializes in Education, FP, LNC, Forensics, ED, OB.

Definitely. You are wise to consider this.

I use, as do most here at allnurses.com, http://www.nso.com. You can get free online quotes.

Please see the following blog entries for additional information:

Should I Carry Malpractice (Liability) Insurance?

Litigious Areas of Nursing and the Nurse's Liability

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I've carried since it was required while I was in school. When I got sued, I was glad I had it. Like they say, better to have it and not need it, than to need it and not have it.

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Specializes in chemical dependency detox/psych.

I just graduated in May, got hired and started work a couple of weeks ago, and bought coverage 2 days ago through NSO.

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I have it and would not work without it. Nurses are starting to become real popular targets for lawyers these days..especially related to care in LTC facilities.

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Thank you all and I will call before I go to work next week!

Jennifer

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Applied online. Quick, easy and low cost for piece of mind!

Jenn

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