hourly rate/insurance negotiation

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Specializes in ER, ICU cath lab, remote med.

Have any of you negotiated higher hourly pay in exchange for not using the hospital's insurance? My hospital offers insurance at discounted group rates so employees have to pay something...it's not free. But I'm insured through my husband and don't need/want the hospital's insurance. I know if they paid outright, I could negotiate a higher hourly wage but I'm not sure how it works with the group rates? Anyone have any experience with this?

Thanks!

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Specializes in SICU/MICU/NeuroICU, life flight.

I am in the same situation. My husband's employeer offers much better coverage at better rates, so I am under his. I tried to negotiate more money, but all they would do is offer me prn, but I'd also have to give up PDOs (all 8 of them a year, woot) and retirement (my 2% matching, woot woot). It isn't much, but I'm not giving it away...

I'll be watching this thread with interest.

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Specializes in ER.
Have any of you negotiated higher hourly pay in exchange for not using the hospital's insurance? My hospital offers insurance at discounted group rates so employees have to pay something...it's not free. But I'm insured through my husband and don't need/want the hospital's insurance. I know if they paid outright, I could negotiate a higher hourly wage but I'm not sure how it works with the group rates? Anyone have any experience with this?

Thanks!

We can decline the insurance and get a 10% increase in pay, or take no benefits at all and get 20% increase. The hospital figures that is what their benefits are worth, so you might as well get the difference.

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Specializes in Emergency Room.

most nurses i know who don't need the insurance/benefits work prn or in house registry. i don't think you should be forced to take insurance you don't need, but if you don't need a full time paycheck i say just work registry and at least you will have flexibiilty in scheduling.

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Specializes in Pediatrics.

At my hospital it is an extra $800 a year, paid in 2 payments of $400 6 months apart. To quailfy must show proof of insurance elswhere

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My present job offers 2k to full time empoyee who opted out of the medical insurance. You have to prove to them that you are covered elsewhere. And you have to reapply Q end of the year.

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Specializes in Critical Care, OB/GYN.
I am in the same situation. My husband's employeer offers much better coverage at better rates, so I am under his. I tried to negotiate more money, but all they would do is offer me prn, but I'd also have to give up PDOs (all 8 of them a year, woot) and retirement (my 2% matching, woot woot). It isn't much, but I'm not giving it away...

I'll be watching this thread with interest.

I too take my husbands insurance because is a better package than what I am offered by my employer. Funny... hospitals don't seem to take excellent care of the people that are taking care of the patients. For example, one lady working on our unit has been having PT three times a week. How does a $30 copay for PT sound? (PT guy says the hospital insurance pays them $18.) Sounds like a discount plan to me. LOL. Something seems messed up with this system. My :twocents:.

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Specializes in ER, ICU cath lab, remote med.

Thanks to everyone who has replied. I'm thinking I will go PRN when the time comes. I have to be at this hospital for 2 years before I can make the switch. I brought the issue up to one of my supervisors today and kind of got laughed at regarding the likelihood that I could negotiate higher pay for not using their insurance. It's a smallish hospital, having money issues (isn't everyone?), and my co-workers generally don't speak up or ask for what they want/need from management. There is no established policy for people in my current position. Thanks again and I'd love to keep reading responses from others across the country!

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