I know we are constantly bombarding HMO's and Insurance Companies with bad press. The need for health care among Americans is great, but as with any business there most be a profit or it is not feasible to supply.I pose a question to all: When does the insurance company get their rights? We all want insurance for everybody and think people should get high dollar medicines and referrals at the insurance companies/government expense. But, what about people who don't follow medical advice, drinking alcohol, smoking, overweight etc, should the insurance company now be able to not pay because the patient is non-compliant? A majority a health care problems are caused by non-compliance and can be controlled if not corrected by lifestyle changes.People have to be responsible for their own health. That is the premises of prevention.