High health insurance premiums?

Nurses General Nursing


Right now I am working the "Baylor Weekend" program, and am paying about $350 per month for family coverage. If working full time I would be paying about $160 per month for family coverage.

My question is, are most of you paying about the same? Has anyone found it is cheaper to buy it privately?

Wait a minute. I thought Baylor was a FT work alternative. You're not getting FT benefits? Got a union? This doesn't sound fair.


19 Posts

Well they don't term it "Baylor" but that is what I was referring it to because that is what it entails. Work every weekend 12 hour shifts, off Mon-Fri. Pay comes out about the same as it would if I were working 40 hours during the week.

Union? Whats that? lol

renerian, BSN, RN

5,693 Posts

Specializes in MS Home Health.

That is what we pay for family coverage.....



134 Posts

$452.00 per month with a $2,000.00 deductible. This is a private insurance policy. My husband is visually impaired, and my youngest son was born with transposition of the great arteries. There is NO WAY I would permit my employer to choose which health plan is best for me!! Yes, it's expensive, but for us, it's a priority.

I need ( and demand) complete access to any doctor, any hospital at any time!


225 Posts

we pay 250 a month to cover me only. I am 34 and couldnt get private coverage and my CNA job has no benefits. I had to get a state sponsored insurnace policy for hi risk people. Why am I hio risk? I weigh over 160 lbs at 5'2 and I used to have an ulcer-long since resloved.


PS It pays 75,000 per calendar yr and 750000 lifetime.


992 Posts

I pay about $150/month for our family of 5. Pretty decent coverage, especially if you are treated at the facility that I work. $10 ER co-pay. Labs, xrays and such are no charge. My husband and I had MRI's about 2 weeks apart one year, and I didn't spend a dime....:D $10 co-pay for doctor's visits....


189 Posts

At my current job family coverage is $550/month without eye or dental, at the job I am trying to get it is free for me and $70/month for family with no eye or dental.

passing thru

655 Posts

I pay $425 per month with a $2500 deductible for myself...no family covered. This works out to $650.00 a month and I pay 20% of all bills after that, plus co-pays.

passing thru

655 Posts

P.S. And there is no eye and/or dental on my plan.

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