I am pretty much done with my first semester. I am looking stay B, assuming I don't bomb the final.
I had to work full time because I provide health insurance for my husband and myself.
Has anyone tried the obamacare thing through the health insurance marketplace?
I'm contemplating going part time next semester so I can focus on school, but I don't want to go broke for health insurance.
My program requires I submit proof of insurance, so I really don't have a choice. Plus I have to take a beta blocker every day, so a prescription plan will be nice.
There's a way 'in' even though Open Enrollment has passed: a major event, such as marriage, birth, death, qualifies as a reason to change an employee's insurance option even thought it's NOT during Open Enrollment. And a spouse who provided health insurance no longer having that job IS one of the conditions that would allow for it.
Have your husband check with HR; if he's an otherwise-eligible employee, they have to let him enroll.
This. Definitely this.
Open enrollment is only for those that just want to sign up. There are always extenuating circumstances (life events) as the previous poster mentioned. Definitely have your husband check to see if this would qualify for both of you to eligible for enrollment under his company's plan. This could be all it takes for you :)
Well, I will have to work full time. Obamacare would be $400 a month plus a $10,000 deductible, roughly.
We don't qualify for medical assistance because my husband makes too much, and his employer already passed their open enrollment for me to go on his insurance. He waived his to be on mine.
My options are: work full-time to pay for bills and health insurance; or work part time to pay for health insurance but not be able to afford to pay for heat/electric.
A change in your employment status from full-time to part-time might count as a "qualifying life event" which would allow your husband to enroll in insurance through his employer outside of open enrollment. I don't know. But he should check with HR.
augurey
1 Article; 327 Posts
This. Definitely this.
Open enrollment is only for those that just want to sign up. There are always extenuating circumstances (life events) as the previous poster mentioned. Definitely have your husband check to see if this would qualify for both of you to eligible for enrollment under his company's plan. This could be all it takes for you :)