Quote from Stephalump
You cannot go backwards and still receive aid. If you have a bachelor's you can usually still qualify for enough aid to get another bachelors, but going to get an associates degree is a whole other ball game.
I don't think this is true. I have a B.A and I'm currently receiving Federal loans while taking my prereqs. The catch for me was to simply enroll into an A.S. program as a Pre-Nursing major (since it includes the necessary prereqs by default), though I have no intention of completing the A.S.
Also, while having a previous Bachelors will
disqualify you for federal grants
and school-based aid for an ADN program, simply having a Bachelors should not automatically disqualify you from receiving loans for the ADN/ASN (hence the program that I'm enrolled in).
What I've learned in dealing with this issue in the last few months is that federal loan aid is usually always available for you unless you reach the limit for your particular level of study. The aggregate limit for fed loans for undergrad students is around $31k for dependent students and $57,500k for independent students. So, if you've met that limit at any time as an undergrad, you won't be able to qualify for additional funds.(However, 2nd degree BSN programs usually have slightly different mechanics as they will often still offer Work-study, additional loan funds, scholarships
Have you definitely met those limits? Before you start looking into private loans, I'd just make sure that they are actually correct.
Best of luck!