Malpractice Insurance

1. Just a little poll to satisfy my curiosity.
   
   Do you carry Malpractice Insurance?
   If so, Why?
   What is your specialty, how long in this specialty and if you do not carry why not.
   
   Just a question for all to ponder.
   
   I don't carry and never felt I needed to
   just so you all know.
2. 

   About shodobe

   Joined: Aug '00; Posts: 1,295; Likes: 364
   OR Staff; from US
   Specialty: O.R., ED, M/S

   7 Comments

   Topic Closed
3. 
   Apr 27, '01

   Occupation: RN Joined: Jan '01; Posts: 511; Likes: 20

   shodobe,
   Yes, I carry malpractice insurance.
   Why? To cover my assets.
   I work ER and ICU.
4. 
   Apr 27, '01

   Occupation: Student Nurse Joined: Apr '01; Posts: 89; Likes: 4

   I'm not a nurse yet, but when I am. I WILL carry insurance. Why? For my protection. I don't drive without insurance and I wouldn't practice nursing without it. Hopefully I never have to "Use" it, but I believe every nurse should have it. People are always looking for a reason to sue someone.
   
   ------------------
   Sheryl
5. 
   Apr 27, '01

   Occupation: Registered Nurse From: US ; Joined: Nov '99; Posts: 829; Likes: 166

   Yes, I carry malpractice insurance. I carry it for the same reason I carry it for my home, car, etc."just in case." I have had coworkers tell me they do not carry malpractice, "because the hospital policy will cover me." I think they must be crazy. Do you really think your employer will defend you if a case goes to court? I'm not taking that chance. I work med/tele.
6. 
   Apr 27, '01

   Occupation: Med-surg RN Joined: Jan '01; Posts: 130; Likes: 2

   I am due to graduate this May. I do plan on getting my own malpractice insurance when I start working as a Registered Nurse. I have heard of circumstances in which hospials lose a lawsuit...and then countersue the nurse involved in the case. This circumstances may or may not exist, but I am not willing to take a chance.
   
   My question is this: Many companies offer malpractice insurance. What are the names of some reputable companies that deal with malpractice insurance? I live in a subarb of Chicago, IL. Any help would be appreciated.
7. 
   May 13, '01

   Occupation: RN Joined: Apr '01; Posts: 117; Likes: 3

   Yes, I carry malpractice insurance. I figure it can't hurt, might help. I do not believe the hospital represents my best interest.
   
   However, I tell know one, I carry the insurance. Again, I figure it can't hurt, might help.
   
   Work in CCU/ICU
8. 
   May 13, '01

   Occupation: Patient Education Specialty: 7 year(s) of experience in LDRP; Education ; Joined: Mar '01; Posts: 7,470; Likes: 56

   Yes I carry malpractice insurance. I work in Labor and Delivery, and I carry it to protect my assets.
9. 
   May 14, '01

   Occupation: RN Joined: Apr '01; Posts: 117; Likes: 18

   Yes, I carry my own malpractice insurance. It's the prudent thing to do in this day and age. I work ICU and Med/surg.

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