Health insurance for retired nurses?

  1. WHen you retire from a hospital do you get to keep your insurance like most professions do?

    I am just a student (until the end of this month) an I was doing my preceptorship last night when the house suppervisor, my preceptor and I were talking about retirements (401Ks 403Bs, Roths ....) and one of them said that she did not know what she was going to do when she retired, refering to medical insurance. She said she did not get to keep her medical insurance and then told me that she knew of no hospital that allowed you to do so.

    Is this true? I had always thought you got to keep it as long as you had been with the company for x number of years.

    This is really bothering me because I do have a medical condition which is nothing now but could be in the future if I make it to retirement.
  2. Visit mrdoc2005 profile page

    About mrdoc2005

    Joined: Oct '03; Posts: 193; Likes: 5

    4 Comments

  3. by   Hellllllo Nurse
    Hardly anyone in any field gets to keep their health ins at retirement. Some federal gov't employees do, some executives and some unions have this in their contracts.

    Many hospitals and nursing homes don't even offer health ins to nurses or CNAs. I've worked at several who didn't.
  4. by   traumaRUs
    At my hospital, you can keep your health insurance but it is VERY expensive. For my husband and myself, I plan to work until I'm 66 years old at least and then I have Medicare, Tricare (military insurance) and I could get care through the VA also since I'm a veteran. At this point (almost 47), I'm very healthy, on no meds so I must keep crossed fingers.
  5. by   mrdoc2005
    thanks for your replies......although not what i wanted to hear. I am just really shocked by this because most of the companies around here do (mills, ect...).
  6. by   barefootlady
    Medicare is the retired nurses friend.

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