Caution: gripe post!

Posted

My first couple years at college I was completely useless because I didn't know what I wanted to do with life (I was 17 and raised that you go to college immediately after high school). I made mostly poor marks and finally decided enough was enough so I worked and put school on the backburner. Fast forward about 5 years and I had done all the research, soul searching etc. and knew that I wanted to help people. Nursing became my dream. With a goal in life I managed to get As on 95%of my prereqs and one C. I'm all ready for nursing school! The last semester I was finishing up my last prereqs and had a full pull grant that paid the whole thing! Halfway through the semester, FAFSA rescinded their grant thereby sticking me with a bill (too late to withdraw and not pay full amount). I am now stuck with a bill for about 6k before I can apply to nursing school. I work as an Lna for nothing and can only get per diem hours (that was until last month when I got injured on the job). I am now in pt twice a week at least through the end of the year. I'm just sooooo ****** because I finally got my butt in gear and worked hard to get good grades and now I can't do anything! Some of the salary I made went to helping my mother who is going through bankruptcy and my father was a deadbeat (and died) so I have no help from family. I know my situation is not unique. I just needed to vent. Thank you.

ParkerBC,MSN,RN, PhD, RN

Specializes in Medical Surgical/Addiction/Mental Health. 886 Posts

Is it too late to take out a federal loan to cover the balance? Have you spoke to a financial aid counselor? The financial aid office has numerous options. I would encourage you to look into the options you have with the school.

WookieeRN, BSN, MSN, RN

Specializes in PACU. Has 5 years experience. 1,050 Posts

What was their reasoning for taking back the grant? Is there a process to appeal it?

VampyrSlayer, CNA

542 Posts

I am appealing. I can't take a loan out because I don't qualify for one, my mom can't be my cosigner due to bankruptcy and my father died. Thank you both for comments!

studentnursemon86

Specializes in ER/Emergency Behavioral Health.... Has 8+ years experience. 245 Posts

If you are over 18, you don't need a cosigner for a federal student loan. I got those when I was 18 and went to college the first time around.

Check out AES and the contact numbers on the FAFSA to see if you qualify. I couldn't get grants because my dad "made too much," even though I lived on my own at 18, but I did qualify for federal loans.

VampyrSlayer, CNA

542 Posts

My credit is in the toilet from past loans when I first tried college :(

Mchs4735

69 Posts

I just wanted to congratulate you on pulling off mostly As. Great job! If there is a will, there is a way. I have no worries that this problem will work out when it's suppose to. Goodluck ;)

VampyrSlayer, CNA

542 Posts

I just wanted to congratulate you on pulling off mostly As. Great job! If there is a will, there is a way. I have no worries that this problem will work out when it's suppose to. Goodluck ;)

Thank you!

ParkerBC,MSN,RN, PhD, RN

Specializes in Medical Surgical/Addiction/Mental Health. 886 Posts

Government loans do not require a credit check (Direct Loans). A private loan will require one. That is why I was asking whether or not you applied for a government backed loan. You mentioned past loans from when you were in school previously- if you make satisfactory arrangements, you can borrow again. Like I said, I would encourage you to speak with a financial aid officer to learn of your options. There are a lot of them out there!