Thank you so much for the support and advice, Miss PsychNP! I know I'm fairly early in my studies to be thinking this far ahead, but I can't help it. It sounds like I should relax, because there seem to be plenty of jobs that pay well and many options for loan repayment. Plus, after having a positive conversation with some classmates ahead of me in the MSN program (there is, apparently, work for per diem/part-time RNs in the bay area, afterall), I'm not as concerned about having absolutely gigantic loans to pay back (they will hopefully just be sort of gigantic, haha!) It sounds like I will be able to work part-time as a RN during the PMHNP portion of my program.