Samael 846 Views
Joined Oct 13, '12.
Posts: 3 (67% Liked)
Student loans arent that bad if you're willing to put your life on hold for 2 years and work like a slave. My roomate had 70k in loans when he graduated from a BscN program. He made 70k in his first year working in a remote community and banked half to pay off the loans he did this for two years.
Fortunately no. I moved to a small town where I did nothing but work and sleep for 2 years. I was paying 1000-1600 per month. My actual payments are 300 a month. At that rate, I would have paid loans for 10 years, with approximately 11,000 in interest. One more payment next month and I'm debt free, with savings also.
I had over 65K in student loans from a piece of undergrad and law school. The 30 YEAR PAYMENT PLAN still cost about $450 a month on that amount, and after 9 years of payments and 2 years deferring them to go to nursing school (mistake #2: deferment) I paid them off, ONLY by grace of selling our home and doubling our money on it. The amount owed when I paid them off was STILL over 62K.
Please PLEASE consider these things when you're incurring such large amounts of student loans. It's like having a vacation house that you have to pay a mortgage on, but you don't know where the house is and never get to use it!!!
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