Lovely_RN 8,131 Views
Joined Jan 12, '05.
Posts: 1,151 (42% Liked)
Why is there an assumption that the majority of people are spending their student loan money on frivolities? I'm sure that some people do but with tuition being what it is at a lot of schools it is possible to borrow a whole lot w/o wasting it on nonsense or using it for living expenses.
I paid for some of my nursing school out of pocket and I worked almost full-time as an LPN during the last year of school but I still had to borrow some money. I needed my income to help pay household bills and feed my children so I was limited in the amount of income that I could use for tuition. During the first year of school I didn't work at all because the program entailed going for 5 days per week from 9am-4pm. There were care plans to write, tons of studying to do, and of course I sill had two children and a husband to interact with...although on a somewhat limited basis because of all I had to juggle.
The assumption that everyone who borrows for school is living in dorms, traveling to France, and paying their rent with the money is beyond me. Not to say that some people don't do this but to assume that the majority do is rather insulting. Even when I was a single mom making less than 15k/year and living with my parents I wasn't receiving much money from FA.
The maximum Pell/Tap/SEOG grant paid less than half of my tuition. Where was I to come up with the rest? Not easy for a person making 15k or less per year to come up with 10K/year to pay for school expenses when they have a child. Guess I shouldn't have went to the school I went to but I believed in the promise that a degree would bring me a good stable job with an income that I could support myself and my child on.
If I hadn't worked at all and applied welfare then I would have received an almost free ride but I always had too much pride for that. So working and going to school can sometimes work against a person because it increases the EFC and reduces the amount of FA a person is eligible for.
At the end of the day as long as you and your spouse are happy with the choices you are making that is all that matters. I am very happy to have taken the LPN route. I graduated last month, took the boards last week, and this week I have a JOB!
This is all with only 1 year of training. In a few months I will return to school to do the LPN-RN but at least I will be able to work pier-diem and my pockets will not be hurting for cash. I am also gaining valuable experience that I will be able to apply once I get my RN. Finally, if some reason life throws me a curve and I can't finish the RN I will always be able to work as an LPN. Too many people fail out of RN programs during the end of second year or even 4th year and have not a thing to show for it. I have a nice security blanket in case of emergencies.
All of you current and future LPN students push on and ignore the ignorant and the hateful comments. I am so happy that I persevered now, I think it's all been worth it. I wasn't this employable when I graduated with my B.A!
Sorry to go offtopic but grrrrr! I am getting frustrated with people criticizing me for "only" getting my LPN, bashing the school I am going to and people (like my mom) who don't think I should go to school at all and just be a stay-at-home mom forever. I am just glad I have my husband and my buddies on allnurses to support me, right???
You made a poor financial decision but sometimes we have to do what we have to do and money can't always be the bottom line. I quit teaching with no job (and no savings) lined up. I ended up temping for a while, found a permanent position, and eventually went to nursing school. When I handed in my letter of resignation the principal was more concerned about finding my replacement than the reasons why I was leaving. Life went on and I had some really tight times for a while but I didn't starve. These days, I'm not too thrilled about being an nurse but for now it pays the bills and I like my health insurance plan. I've reached the point where I refuse to let anyone (co-workers, pt, administration....who the heck ever) drive me crazy at work. I clock in, do my best, and clock out...mostly on time. This is just a job and if it goes away tomorrow then I will do what I have to do to survive even if it means selling fruit on the side of the road. Life is too short for the B.S and as a nurse you see people who had great health and full lives one day lose it all the very next. Why spend up your life being miserable when youth and health are so fleeting?
Advertise With Us