SoundofMusic 10,311 Views
Joined Apr 7, '07.
Posts: 1,016 (55% Liked)
As a new NP this is such an eye opener to me and I thank you for this post. I never thought about needing my own malpractice insurance as my company provided a policy. I will now be looking into my own policy. I thank you again.
Thank you for sharing your experience. I often think about what incredible responsibility is on my shoulders in my work position. It does not take much at all to make an error, especially with an electronic record where clicking one wrong button can mean something very different gets ordered. I am sorry for your struggle and I hope you are on the upswing now.
Oh gosh ... a travel nurse ought to have a triple policy.... so much risk, especially also not knowing your staff all that well. I have to wonder about the lawyers, too. Mine never asked if I had insurance -- but I wish I had.
While I'm not an APN, this really validates my feelings about holding malpractice insurance. I've spoken to a few nurses out there and I keep hearing, "It increases your likelihood of being sued because the lawyers find out who is insured. " Thus, pulling a Jerry McGuire and "show me the money." I feel it's better to be safer than sorry and I'm a travel nurse so I'm put in very unfamiliar situations all the time. Sorry for the struggle but I appreciate your thoughts.
@SOM - yes, any discipline stays on our state's BON site FOREVER and it flashes a bright RED like some sort of beacon when you do licensure lookup.
I've used my malpractice insurance services twice. They were great and I highly recommend it to all.
Thank you for your post. Very sobering. Glad to see you came out the other side stronger and wiser. Thank you for sharing what you learned.
What an excellent well thought out article. I feel for your pain as I had a bad experience as a new grad that nearly killed me too. Although I'm not an advanced practitioner it was my own personal holocaust. I remember a more seasoned RN telling me, " The SBON doesn't exist to protect nurses, it exists to protect patients [in theory]". It was a God-awful experience I could live a hundred life times without ever enduring again.
Best of luck to you in the future, and I would be proud to have you as my own PCP - disciplinary action from the SBON or not!
This post is very timely and thank you so much. There are so many things to be concerned about in nursing and advanced practice. Everyone's your friend when the money is being generated, but when an error is made, perceived or real, you stand alone. I am always concerned about the billing. When the physician says "don't worry about that, the billers will take care of coding and billing." Then you never know how it was billed. Your codes could be changed and you don't know. I am also very concerned about new APNs who think they know so much. Even new MDs are worried. Use caution. Finally, considering we can't have health care without nursing, the BON is very harsh and punitive. I don't have malpractice insurance, but the application is on the table and will be completed. Thanks again to the OP and all others who were so honest on this thread.
This sort of thing is terrifying and one of those things so many people assume will never happen to them (and thankfully for most people, won't). Even though I have employer covered insurance and have never been targeted myself, I still have a pretty comprehensive occurrence malpractice insurance policy on the side.
I work extra in nursing and rehab facilities, and even though it's easy enough, families in these facilities seem to be overzealous and love threatening the facility with lawsuits or state notifications. Although the angst is typically directed to the facility itself, I always feel like its just a matter of time before I get dragged down into some BS lawsuit, which is why I protect myself.
I had a physician tell me one time that good malpractice insurance is something that you hope and pray you never have to use, but when you do, you're thankful you got it.
Question is: is this common? How did you land such a gig?
I just quit a job after a month because if nastiness from other nurses. I've been a nurse over two years, but this was my first job in a sub-acute. At age 42, I've had plenty of jobs and have NEVER experienced anything like this place. The training was terrible -- mostly the nurses would just go ahead and do things instead of training me properly. How many times did I hear, "You should know this by now! You're late! You're too slow! The other nurses are going to talk about you!" Ridiculous. I can care less what excuse anyone could come up with to rationalize this atmosphere. On what was supposed to be my last night of training, the BOSS said in front of everyone, "Let's see if she finally gets it or if she's going to crash and burn." I quit the next day. And I didn't crash and burn. Not all nursing jobs are like this. I've had such fantastic luck up until now, including working with level 4 prisoners, who were more respectful than these nurses! I deserve better and so does the next person. Thank you for sharing. In a strange way, my feelings were validated!
I work family practice which is heavy on psych and fat. I've heard every reason under the sun why a person can't shove less food in his pie hole, walk anywhere, or get off of the couch and stop watching Oprah (which causes fibromyalgia BTW). Focus on psych and learn how to look like you are listening while planning your grocery list at the same time.
I couldn't believe it when my facility said pt's have to answer that they were ALWAYS satisfied with their care in order not to get dinged.Most people I talk to say they never give an" always" in a survey even if they were at a 5 star hotel and having the time of their lives!
It is not humanly possible to please everyone ALL of the time.Human beings are not perfect. There is no doubt that the value based purchase model will cost the hospitals.
I work at a great hospital people work hard and care about the pt's.I already feel like we give 100%. Now we are asked to give more.I don't mind working on improvements to pt care,I am all for that, however, I have already seen cut backs and layoffs in my hospital and everyone is getting stressed out and morale is effected.
The government is simply going down the wrong path in order to pay off their debt.
I am not an NP yet. However, I am in the same situation you are in. I have decided that I will quit my RN job once clinicals gets too heavy. I want to focus on my studies and build my competency while I have my preceptor within my reach. Once you get your NP license, your employer will not have the kind of orientation that you get when you started your first RN job. They will expect that you know your stuff and are ready to work. Therefore, I believe that we owe it to ourselves, our families and future patients that when we graduate; we are competent NPs. We have invested so much time, energy, money, and made sacrifices already. Good luck! Keep me updated and I will cheer you on. Let's graduate together!
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