Hi, I am actually going through the same deal. They haven't told me that I am not accepted, just I am jumping through so many loop holes. The pre-req's alon will drive you crazy. So I hope it will be better,
I chartered a beneteau 40 cc from Tradewindyachts.com and loved it. It is very inexpensive for such great customer service. I spent a week in the British Virgin Islands only spending 2000 for the whole family not including airfare. Which they happen ...