I'm a first year nursing student, and I'm currently taking a law and ethics class. Our instructor wants us to talk to nurses and find out if they have their own malpractice insurance
. I'm hoping that some of you will give me a hand with this one (I'll owe you BIG time!).
Why or why do you not carry your own malpractice insurance? Would you recommend that students carry their own? (from the things I'm reading in our text, I'm scared silly about all that can go wrong!)
In addition, are you aware of any website that one can go to and check if a practitioner (not necessarily a nurse--physicians, dentists, etc.) has had any lawsuits? I know about the National Practitioner Data Bank, but that's only for employers and the like--it's not for the general public.
Thanks SO much for your help!