Nursing Tuition off the Chain!! Need Help!! - page 4
Okay so I just got accepted to Drexel University's BSN program. For those of you who may not know anything about Drexel, it is a private University where the cost is 38K+ PER YEAR for tuition ALONE -... Read More
Jun 2, '09I think 100,000 is rather overboard for a BSN...not to say that an BSN is not an adequate degree...it's just that if you were going for your masters or doctorate that price MIGHT be acceptable.
Jun 2, '09Ok ok ok...
As I have stated in many of my posts in the past I already have a B.A. from a state university in North Carolina. I could've gone to Chapel Hill, I could've gone to Duke. Now as a post-baccalaureate student pursuing nursing I am having to do the ADN-BSN-MSN-DNP (community college, state university, state university, DUKE university) route because I am no longer eligible to receive financial aid at the undergraduate level.
While at my university, I was a pre-law student, took the LSAT and scored high enough to get into law in Tier one (but outside the top 10--so no to Harvard, Yale, Stanford--yes to Vandy, Duke, UNC-Chapel Hill, Boston University, Notre Dame (this is where my heart was... etc. And let me tell you when it comes to the legal profession where you went to school is EVERYTHING. Tier 4 schools will only land you a public defender IF you're lucky. A tier 1 or high tier 2 school though, you've got options. Lower tier 2 or tier 3 you're stuck in the state you graduated from pretty much. The prestige of your undergrad institution only matters to professional and graduate schools, period. The best strategy for people who have to budget their money is to get their *prestigious* itch scratched at the highest level they plan on graduating from. If you plan on doing any post-baccalaureate work (i.e. MSN, DNP, PhD) you should SERIOUSLY rethink your strategy. Otherwise you will be compounding debt upon debt, and believe you me it is a slap in the prestigious itch's face to go from a top tier school and then having to step down because you've maxed out your financial aid...just as it is to go from a university where you were a TOP student to a community college.
Jun 3, '09Google HRSA nursing. I used it my last year of . Pretty good deal. Have you considered maybe a local nursing school that isnt as pricey? that would make a big difference.
Jun 3, '09Quote from tfleuteri know that wasn't the discussion but someone brought it up. you are absolutely right - the logic is that an expensive education often times does not give you a huge advantage in the career world and i do understand that. that's why i asked for advice and i'm def. thinking twice about it. but i was really referring to the people/persons who turned the discussion into a bsn vs adn discussion. to state that a [bsn] degree from a really good school - which will most likely be expensive - is in no way beneficial is absolutely untrue. i'm not talking about the cost, because the logic is, the payments/debt that i will be in after school will indeed be very painful especially if i want to go to graduate school. but i considered it and is still considering it because i do want a top education. sorry if that's so....stupid to some of you all but its just me. i'm not rich like the other rich folks who send their children to expensive schools, but i'm here to say that they do it for a reason, and its not just because they have the funds to do it but because there are considerable advantages in going to a good school whether some of you like it or not...but i def get what you're saying...actually, it is your views that i would say come from emtions and not logic. i have used specific questions and answer to demonstrate that in the career world, those who graduate from a less expensive program are at no disadvantage compared to those who went to a pricey school. i do see a distinct advantage over having a much smaller debt load coming out of school since both grads will (assumably) be competing for the same this is not a discussion pertaining to adn vs. bsn, because many, many institutions offer bsns for the fraction of a cost as some high profile schools.
Jun 3, '09There is no doubt in there being some advantages but the question is in the grand scheme of things, are the advantages significant enough to be worth that price tag?
Jun 3, '09Quote from C. Taylor, RNO definitely...To be honest, the very first program I tried was the one at my local community college. Even though its a community college, they are in the top 10 ranking for their nursing program. So to all those who think its just about going to an expensive school for me, its really not. Its about getting the best education for me and yes I am picky about the school I go to. Community College's program is EXTREMELTY hard to get into tho. They go by points. You lose points for things like withdrawing from a class which is indicated on your transcript and I withdrew from two classes before so I didn't make the 7 point mark that is needed to get into the program. I applied to other schools like Temple University a little late and ended up on their waiting list. I'm now considering Holy Family University which is also a private school but is waaaaaaayyyy cheaper...However, I'm not crazy about their program so I guess I'm just settling. I'll def check out that scholarship program you mentioned. ThanksGoogle HRSA nursing scholarship. I used it my last year of nursing school. Pretty good deal. Have you considered maybe a local nursing school that isnt as pricey? that would make a big difference.
Jun 3, '09Preemiemama,
What do you mean by state grants? How do you go about finding grants for school or nursing school period....???
Jun 3, '09Just my , one of my good friends went to a private university in Kansas. She just graduated with her BSN last month and is strapped with $50,000 in student loan debt.
I graduated last year with my BS in Health Care Administration from a public university in California. I have just been accepted into an ADN program & will be starting the fall. I am not planning on taking out any loans for the ADN program (and if I do, it will be strictly for books.) All together, I will be graduating with about $20,000 in student loan debt.
In the grand scheme of things, I'm pretty sure that her BSN degree isn't going to earn her any more money than my BS & ADN degrees. (I'm not factoring in locations...I know that I will be making more money in CA, as opposed to KS.)
Oh, and the NCLEX pass rates are 78% for that school in KS. My ADN program's NCLEX pass rate is 96%.
Jun 3, '09I would begin by applying for a Pell Grant first, since obtaining the BSN will be the last degree that you can apply for a grant.
Jun 3, '09Quote from RossaysoonRNThat is a very personal decision about which each individual has to make up his or her own mind.There is no doubt in there being some advantages but the question is in the grand scheme of things, are the advantages significant enough to be worth that price tag?
Jun 3, '09Quote from C. Taylor, RNI agree. Go to http://bhpr.hrsa.gov/dsa/. I received a full tuition scholarship from HRSA which not only paid my tuition, they gave me a monthly stipend to live on and they paid for my books, fees, and school uniform. It is a highly competitive scholarship and they give 1st preference to people who have $0 ECF from their FASFA, but it's worth it to apply anyway. It took me 3 yrs until I finally was awarded it. You also have to agree to work in an underserved area for 2yrs for each year you received it, but it almost covers most areas in the country (other than private doctors offices, renal clinics)Google HRSA nursing scholarship. I used it my last year of nursing school. Pretty good deal. Have you considered maybe a local nursing school that isnt as pricey? that would make a big difference.
They also offer a loan repayment program which works similarly to the nursing scholarship.
Jun 3, '09Hi everyone: all this talk about education vs. price vs. degree vs. insitution vs.?? is sort of funny. we all have made a decision to go to school to be a nurse at one time or another right?? me just in the last few years, career change. Yes, "the school" was important - but so was my bank account and my future. I had an excellent career, i wanted something new and more of a challenge. NOT to be thousands of dollars in debt. I lived in Philly at the time, of course i looked at drexel, i also looked at the price tag that went with and figured in things like my mortgage, parking, insurance, food. I loved Philly, wanted to stay in the area, and looked at some other schools around delco and there was no way I could justify the costs of staying there and getting another education. So, I applied to a state school - well know for their school of nursing - moved a few hours away, stretched a 2yr asn to three so i could continue to work full time. I got my degree for less than what many pay for a car, was offered a job a full semester BEFORE I graduated and I wasn't stressed about money or that someone isn't going to like my degree because of where I earned it.
personally this is what worked for me. I think more people should REALLY look at the financial aspect of education.. before just going in blind with the I'll pay for it later attitude ( I have one friend who is thousands in debt from private school that she quit, came back to state school for a while, had a baby,let her gpa drop has to sit out a full year, STILL has no degree just keeps taking classes as to not have to pay loans- can't do that forever) I think we are all obligated to live within our means and if that means includes going to a pricey school - then O.k if not - you can always get what you want - sometimes you just have to figure out other ways.
Oh and just for fun: 4 of my closest girlfriends are nurses - of different backgrounds, rehab, psych,medsurg, and or - they and all the people i have preceptored with tell me that school is just the basics - 2yr or 4yr either one.. the real education starts when you hit the workforce.
Oh and I loved my small school, 50 of us, no giant lecture halls, personal attention and first name basis with instructors... Great moderate to small size clinical sites- personal attention from nurses and doctors - and an excellent pass rate. I miss the pace of the city - but for learning, I'm happy i came to the country - lots of hands on - dr has you do stuff with him - not just watch him..
So, to you joi8815 - PA is a big state with lots of good schools.. Drexel is just one of them.. you mentioned you are young - take some gen ed's and keep looking.. you will figure it out and you will get what you want.. just don't put yourself so far in debt you never enjoy the money you work so hard to earn.
Jun 3, '09Quote from JoI8815I will cop to the fact that I brought up the classic AN "thread-killer" (i.e. bsn/adn) in my previous post, although I was only using it as an analogy inspired by the thread OP's comments regarding the extras gained by a private school vs. public school BSN.I know that wasn't the discussion but someone brought it up.
I think my general reply to the thread title would be..."it doesn't have to be 'off the chain'!"
I seem to share the bewilderment of other posters regarding the existence of $100k BSN degrees. Honestly, without reading AN, I wouldn't really know such things existed.
When I was looking into becoming an RN, there were three choices in my area: ADN at well-respected CC, established BSN at state U, and new BSN at state college. I took the state U as I was technically still enrolled there after completing my first degree, and because I could start a semester earlier than at the CC. Being pretty conservative with my $$, I felt a bit foolish for spending about double in tuition vs. the ADN for the same license. In a way, I still do (especially when I check my student loan balances)...maybe I'm projecting that feeling into this thread, I don't know.
As I was finishing my program, three new private school nursing programs were being created in my locale: two BSN programs and an ADN. The private school ADN tuition runs about 30k if I remember correctly (about double my BSN cost), and the two BSN programs run ~50-60K each. I thought all of those costs were madness, although I have since learned that those numbers can match state school tuition costs in other places.
For me (and apparently others as well), it does come down to the thorny "for just an RN" idea. It's a tough one to verbalize without being offensive, but generally boils down to "you are going to spend $100k to be a nurse?!?!?" I'm trying to step lightly around this, less for fear of bruising any feelings, and more out of my own aversion to telling anyone else how to spend their own money. There are many things that people spend $$ on that I find silly or extravagent, but I certainly don't have any desire to say that my values must be shared by anyone else.
I've shared this concept elsewhere on this board, but my personal route to maximising my nursing would revolve less around what school was attended or what degree was achieved. Rather, it would be more like: study everything possible while in school, go all out in both the classroom and (especially) the clinical setting to get the most out of your education. Get that RN and get a job. Once you're working (and past that first tough 1-2 years), start soaking up the CEUs and certifications, and continue mastering your day-to-day clinical skills. In my opinion, this is where the true nurse experts and leaders are created.
All that being said, it is your life and your money. I have no interest in telling anyone how to live that life or spend that money.