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Advice- Single Mom ASN student



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Sep 18, 2009 03:22 PM

Advice- Single Mom ASN student


I'm 21 and a single mom of a 2 year old boy, I don't work and don't have tons of money in the bank. I was wondering if there were anymore like me out there that could share their survival tips! I live in Texas. I currently have a pell grant and federal loans but still cant make ends meet. I know people have done this before I'm just wondering their sanity secrets!!!


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5 Comments
No. 1
from jnw8606
Old Sep 19, 2009, 01:27 PM

Default Re: Advice- Single Mom ASN student
Im 22 and a single mom of a 3 y/o girl, I work part time and i STRUGGLE every month to pay the bills. I just pray and tell myself that this is temporary and school will pay off in the end.
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No. 2
from violettn
Old Sep 19, 2009, 03:24 PM

Default Re: Advice- Single Mom ASN student
I don't know if childcare costs are a factor for you (since most daycares can cost up to $200 a week) I am a single mom of a 2 yr old (I'm 27) and the school that I am attending has a childcare facillity on campus that participates in a federal grant program called CCAMPIS. As long as you are at least Pell-grant eligible, you qualify, and the grant pays for most of the daycare costs. So I only paid $35 a week last semester! If it wasn't for that, I never would have been able to afford to go back to school.
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No. 3
from LeesG
Old Sep 19, 2009, 04:08 PM

Default Re: Advice- Single Mom ASN student
Im also a ADN Student and single mother of 3, 19 ( in college),16 and 7 yrs old. Although I am making ends meet with alot of budgeting , there have been times, like when I first was divorced when I felt just like you.
Some things I did

I cut the cable to 10 channels, with all the DVD movies the kids had there was enough to watch, and PBS was still available so they had educational shows.
Bill was $75 a month, went down to $12.75 !! You have to call the cable company and ask about the BASIC plan, they have it but do not advertise it usually.

We have a scratch and dent store called Amelia's. Has canned goods that have dents and cant be sold at the regular grocery store and sell for about .25 a can in addition to other things that are fine, just not perfect for the regular store. We also have a store called ALDI which sells off brand soups, cereals, rice, butter, everything you find in a regular grocery store, just off brand
Had a budget of $500 a month for the kids and I ( there were 4 of us) for food, it dropped to $350 !!!

I saw on Oprah once a woman who said that if she isant using something it is UNPLUGGED !!! She said that even leaving toasters and such plugged in draws some electricity, I tried it, and I must admit that plugging the can opener in to use it was a pain at first, also unplugging the TV at night when I went to bed was annoying, but I was curious so I tried it just to see, and suprisingly my electric bill dropped from $120 a month to $90...thats $30 bucks !!! I must admit I dont so it anymore, but it did save some $.

Pack your lunch !!! Make sure you have plastic containers and pack left over and Peanut Butter sandwichs...I was buying at school with the other girls...cost me $6-7 a day !!! At the end of a month of school that $120 bucks !!

If you have a cell phone look at the bill..do you have internet on the phone ? If so do you really need it ? I see many of the younger classmates checking their Facebook on a break on their phones. These plans can cost $20- 50 a month...and right now its really not necessary...you have computers at home and at school and changing their update to " I hate this class" can wait till they get home.

Winter is coming, if you pay heat then plastic on the windows can really save some $. It is inexpensive and you can buy it at any Walmart or Lowes.

A guilty pleasure of mine...Iced Tea from the convenince store, to the tune of $2.50 a gallon. When I was broke I bought a box of 100 generic tea bags and a 5lb bag of sugar at the store...cost about $6.00...made about 10 gallons of iced tea and saved $19.00 a month.

I know these may seem like small nickel and dime things ...but the add up ALOT.

I just showed changes that can save someone $300 or so a month !!! Nursing school is, in the grand scheme of life, a short time, only 2 years....do everything you can to make sure you can devote your time to it, so later down the road you can afford to keep the cable on
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No. 4
from Rylee2008
Old Sep 20, 2009, 10:26 AM

Default Re: Advice- Single Mom ASN student
I would check with your school. Our school will help single parents with daycare, student employment at the school around your school hours and also social services may be able to help with food, electric, heat and daycare. Good luck.
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No. 5
from mbuteyn
Old Sep 20, 2009, 07:54 PM

Default Re: Advice- Single Mom ASN student
I am a 25 year old single mom of a 4 year old girl. I am in my second year (1 year left to RN) so I am a full time student, I work full-time between my jobs as a CNA at the local hospital on both the behavioral health unit and the medical/surgical unit. My daughter is in ice skating, swim, gymnastics, and soccer. I am also a room parent for her junior kindergarten class. Just know, you can get through this. There are plenty of programs out there to help (being a single mom gets you great financial aid if you're on your own), school day cares are usually pretty cheap b/c they have a lot of early education majors getting there practice in there (around 3 something an hour). To afford my daughter going to all of her classes I get financial aid for the YMCA (FREE SWIM LESSONS!). I know it's tough but you'll make it through...I swear Nursing is THE profession for single moms!
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