Sorry it took me so long to respond to your question. Although I do work from home, I am out a fair amount of the time. If I had to guess I would say out of office 60%, in office 40%. Yes, I go to MD appts with the claimants. I also meet with MDs one on one, go to meet with therapies, meet with attys and meet with employers
to work to modify jobs so that the injured worker can go back to work. The job is really different every day so it is hard to describe it. Emails, phone calls, records review, correspondence and faxing are part of my life pretty much every day.
I will try to outline (briefly) the pros and cons I have found,
At times things can get a little crazy just depending on your caseload or the intensity of your cases.
Dealing with medical providers that have no clue as to the WC laws in your state
Malingering/ manipulative claimants from time to time
The WC system itself can be a little harrowing at times
A sense of accomplishment pretty much every day
Helping injured workers navigate the system
Working with really great people
Getting to know many of the specialists in my area
Having complete control over my own time (mostly).
The only thing you are required to do during hours is to go to appts and update adjustors employers etc. All of the paperwork etc can really be done when you want.. ie: crack of dawn or stroke of midnight. In this way, you can coordinate work around life v. the other way around. The other nice thing is that if you have nothing to do.. don't work. Mow the lawn or go shopping. I frequently get dinner going/ do laundry while I am working. This allows for the weekend to be the weekend unless you choose to do some paperwork then.
I did work for a large company and now I work for a small ind firm that is well respected in this area. I have good benefits and I have chosen to work on the billable hour meaning that I get a % of all of the billing I generate. I am making nearly double what I made working in the ER and the stress is miniscule compared to it...
I have been doing this nearly 5 years and eventually I will most likely go part time. My caseload is usually around 30 which is not too bad but keeps me hopping.
The only thing that you need is to be very self motivated. No one looks over your shoulder, youa re essentially your own boss. If you do not do the work the adjustor or employer will not refer cases to you anymore and word seems to get out. So basically you have to stay on track or you cut your own throat.
Hope this helps and I apologize for any typos... I am in a hurry this AM