NP grad working still in ICU NSO says need NP malpractice

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    Hi,Just received my renewal for my student NP malpractice insurance. Now that I am officially licensed as a NP, I need to pay 800 dollars even if I am working as a RN(ICU). NSO said I need to insure to the highest license held. Is this true?I thought I could revert back to RN malpractice at 100 dollars till I pass boards and get a job. It's very expensive.Gladys
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  3. 4 Comments so far...

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    Nope, the minute you graduate you are held to the standard of the NP whether you work as an RN or NP.....I would fork over the $800.
    joanna73 likes this.
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    Nurses are always held to the highest standard of licensure. It works this way everywhere. You need to be properly insured.
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    NSO is right. Just as RNs are held, legally, to the standards/practices of an RN even if they are working in an LPN or CNA position, you are legally held to the standards/practices of an NP even if you are working as a staff nurse. Of course, it's your choice whether to carry insurance or not, but, it you're going to, the insurance companies are right to refuse to insure you at a "lower" level than your current level of education/licensure. Licenses are 24/7/365; we don't get to turn them on and off when we choose.
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    No ma'am! You must have NP coverage. Your RN coverage is basically obsolete now! So you need to protect yourself fully now.