Published Sep 10, 2011
windinmyhair
3 Posts
Hi everyone,
I'm just curious as to what the typical benefits (health insurance, vacation time, retirement programs, etc.) are for a nurse that works at a hospital. I'm sure it varies from one place to the next but I'm just looking to get an idea. All I've known before nursing is the usual 401K, two-weeks vacation and a handful of sick days.
Thanks :)
xtxrn, ASN, RN
4,267 Posts
Dental insurance, long and/or short term disability insurance (and GET it- you never know what can happen), tuition reimbursement for classes you do after you start working, funeral leave (immediate family), Prescription insurance (be sure this is included- not all medical insurance does; and if you end up on meds that run 1000.00 a month, you're really twisting on fenceposts), one place helped with adoption placements, some offer OTC pharmacy discounts.....
I'm drawing a blank on other stuff...
NeoPediRN
945 Posts
I pay $160/month for a Blue Cross HMO, with a $250 admission/surgery fee, $15 tier I prescription copay, and $20 office visit copay. I pay roughly $8/month for vision, and $21/month for dental. No 401k match. Short term disability is $60/month. LTD is no cost to employers, and my hospital pays for life insurance at 1x my annual salary. Believe it or not, these are the best benefits I've had as a nurse yet. I get 4 weeks off in earned time a year, it's up to me if I want to use it as sick time or for vacation..
1JerseyCCRN
16 Posts
I get free HMO for my family and I, death benefits for me and the husband, vision premium for $14 a month for all 6 of us, free HMO dental, 401K, short/long term disability (i think I pay about 43 cents a month?) They even have a pet benefit option, and travel insurence but I havent looked into that. If you want PPO I believe its about 280 a month for a family of 6. I get 8 hours of PTO per pay period. I havent been at this job for long so im not sure about sick leave and vacation.
86toronado, BSN, RN
1 Article; 528 Posts
I pay $54/month for health insurance with no co-pays if I use my hospital's facilities and physicians. If I choose to use someone else, the copays range from $20 for a office visit, to $100 for an ER visit. I pay about $20 a month for dental, and $100 a month for life/disability insurance.
They recently pooled our sick and vacation time together, which means I get 6 weeks a year of paid time off between the two.
Tuition reimbursement of up to $4000 per year, and all classes required to maintain your license are free through the hospital (BLS, infection control, etc.) If your job requires ACLS, PALS, etc they are also free, but if you are say, a med-surg nurse who wants to take PALS, you must pay. If you want to get certified the hospital will pay for you to take the exam and give you a lump sum bonus ($1750 per certification, I believe) for having it.
Other incidentals: 6 paid holidays a year, double time-and-a-half if you work on one of said holidays. Shift differentials ranging from $3.75-$9/hour. Time-and-a-half if you work over your scheduled shift, even if that doesn't put you over 40 hours a week. Oh, and a 403(b) with up to a 3% match.
FYI this is a union shop, so I think our benefits may be a bit more than you would expect everywhere.
MrChicagoRN, RN
2,605 Posts
PTO bank that puts all vacation days, sick days, & holidays in one bucket and you take them when you need them. It's nice if you aren't sick a lot as it will then translate into more available vacation time or a lump some if you leave.
Basic free life insurance policy with option to purchase more for you or your family.
Optional health, vision, dental insurance
Pension plan, traditional, at many (but not all)
Retirement plan 401K/403B that allow you to save money for retirement and has a matching program where the employer will kick in money equal to 3-6% of your annual salary. Definitely contribute enough to get the match, you WILL need it in 20-40 years, and if you don't contribute you are throwing away free money.
EAP employee counseling.
Here's a link to the benefits of one of the largest employers in the Chicago area that you can use for comparison:
http://benefits.advocatehealth.com/Summaries.asp
Your mileage may vary.
foreverLaur
1,319 Posts
I pay $28/month for insurance. $20 copay for doctor's office. $150 copay for ER. Insurance pays 90% of pretty much everything inpatient with a $3,000 maximum for me. Dental/vision is included. If I go to my employer's hospital or dental/vision clinic it is pretty much free though.
I put 10% into my pension plan and my employer puts in a 14% contribution (yes, that is more than what I put in). We can also do a 403B if we choose and employer matches 5%.
Employer pays for life insurance, short-term disability, and long-term disability and we can supplement it with more if we choose.
We have 10 paid holidays a year and pretty standard vacation/sick time accrual.
klone, MSN, RN
14,856 Posts
Wow, I'm shocked at how little people pay for insurance. Is this single or family coverage?
I currently pay around $200/month for family, and IME, that's super cheap.