STUDENT LOANS

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Hey everyone-

So here it is in a nutshell. I am in my second semester of nursing school and just got a job as a PCT! Wohoo! I have a small scholarship and grant for fall 2010. I have taken out federal student loans as well for last spring and this summer. My husband just lost his job and our house payment is due and I am freaking out! I am looking into ways to get more student loan money. I know that loans are not the best route but we are in survival mode. I have already applied for Fall loans with my school and I am waiting to hear. The problem is I can't wait until Fall to get funds. Does anyone have any ideas on loans that aren't extremely high in interest that I can apply for and get the funds quickly? Thanks a ton!

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Specializes in Critical Care; Cardiac; Professional Development.

You can get private loans, but you have to be actually enrolled currently to get them I believe. Meaning - they won't pay until Fall, if you are able to get them. All you can do is apply. Try calling your bank and seeing what your options are. good luck!

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.

Some banks and local credit unions also offer personal loans to people with decent credit and current employment. Although your spouse is unemployed, you now have a job. I remember obtaining a personal loan of more than $4,000 through a credit union with a fixed interest rate of about 7 percent several years ago. It is worth looking into. Good luck to you and your family!

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