private loans without co-signers

[ltac]

hey guys, just wondering if anyone knows of any private loans for crna school for students if they aren't working and they don't know of anyone who could possibly be a co-signer. thanks. i stopped working a couple of weeks ago and i think i will need an additional loan

[CougRN]

your school should have provided you with a list. bankone has a loan program that won't require a co-signer. check with your own bank too. you may have to pay extra fees if you don't have great credit but that's the price we pay for school.

[jbro]

you don't need a cosigner for the wellsfargo medcap loan, its for med students and covers crna's as well

[Tia]

you don't need a cosigner for the wellsfargo medcap loan, its for med students and covers crna's as well

I am in school right now and I have found that most banks will not provide without either a co-signer or some form of income no matter how credit-worthy you may be. Check with your school and see what they can do for you..they usually have a list of what banks provide private loans and the details. Good luck. It can be a confusing process and hopefully you have a good financial aid office that can direct you. Some aren't that good. The last thing you want to be worrying about is where the money is going to come from. Because anyone that has been through this knows that there are many other things to concern yourself with.

Tia

[louloubell1]

I have made applications to a bunch of private lenders, including Wells Fargo for the medcap loan. All of them wanted a cosigner for me, except for Sallie Mae. The trouble I'm having is getting my school to adjust my calculated cost of education to be truly representative of MY actual cost of education, including child care costs and more reasonable room and board allowances. This matters because for most of these lenders offering any kind of education loan, they base it on what your school says your cost of education is less the financial aid you will receive in the form of direct loans, perkins loans, etc. Such a headache!

[Tia]

I have made applications to a bunch of private lenders, including Wells Fargo for the medcap loan. All of them wanted a cosigner for me, except for Sallie Mae. The trouble I'm having is getting my school to adjust my calculated cost of education to be truly representative of MY actual cost of education, including child care costs and more reasonable room and board allowances. This matters because for most of these lenders offering any kind of education loan, they base it on what your school says your cost of education is less the financial aid you will receive in the form of direct loans, perkins loans, etc. Such a headache!

Hang in there RNLou, there are a couple that don't require school certification, but if you do go that route you will need a co-signer or have some form of income(ie husband or wife that has income) because I assume you are not working during your program. Wells Fargo P.L.A.T.O loan and the TERRI loan don't require certification from your school but they are stingy with co-signer etc. I find it very frustrating because our programs pretty much require that we don't work but most of the banks etc require income to get the loans available to us and I don't feel that many of the schools are helpful in understanding this either. Is anyone else feeling this way too??? It just seems like there should be more readily accessible funding for us as a group. Alright I will get off on my soapboxe now and go to the Chiropractor. Latr,

Tia

[rockabye06]

Bank One does not require a co-signer nor do they require school certification. However, the catch with them is: you pay a 9% origination fee. That's pretty hefty. But in the long run, it's worth it. When you get done with school, you will be making enough to cover the loans plus some. "Do whatever it takes to get through" is a good philosophy to live by and as another poster stated, worrying about money during your program is the last thing you should be doing.

DC

[studyingcrna]

I am in CRNA school right now, and you are going to want to check out GradPlus loans first. These are credit based loans, but they are federal loans, which are better then any private student loans. The GradPlus loan has been more then enough for me, but I had to do a ton of research as well when learning about paying for CRNA school, so I feel your pain (haha). The advisor as my school, said to go with anything federal, and not anything private if you can. Also look at sites like finaid.org, or heres some good info on private student loans without a cosigner. Good luck!