Private loans for poor credit

[EvelynStevens]

Hello all! I just got accepted to Nursing school. Since it is my second Bachelorette I am not eligible for Pell grant. I need to get a private loan but my credit is poor. I am a single mother who went through some bumps few years ago. Any suggestions on a private loan for poor credit?

[FSZ Student Nurse, RN]

Are you sure that a BSN is your best bet right now?

In your case, it might make sense to start with an ADN. When you start work as an RN, many employers will pay for you to go back to school for your BSN. Although certain employers prefer BSN nurses, some of these places will hire ADN-RNs if they commit to earning a BSN within a certain time frame.

Also, if you go the ADN route, then you can go to a community college, which is A LOT cheaper. FAFSA loans (I think they're called Stafford's?) are enough to cover most community colleges, and their terms are more favorable.