Published Jul 13, 2005
Hello all! I have a question regarding tuition and Accelerated BSN programs. How are people paying for these programs? Loans? Grants? Since you can't (or are not supposed to) work during the accelerated program, how do you pay for basic expenses (rent, car, food...)? Any help would be greatly appreciated.
RosesrReder, BSN, MSN, RN
Hello all! I have a question regarding tuition and Accelerated BSN programs. How are people paying for these programs? Loans? Grants? Since you can't (or are not supposed to) work during the accelerated program, how do you pay for basic expenses (rent, car, food...)? Any help would be greatly appreciated.THANKS
Many have no choice but to work (at least part-time) or depend on their spouses income and student loans.
I am in an ADN school and they encourage you not to work, I have been doing it since day one and have been very successful thus far. It is just a matter or commitment and determination to succeed. I put everything on student loans and will deal with that bill later.
Good luck to you, :)
The people I know either were already financially stable enough to take the time away from work for 18 months, or got adequate finanical aid (grants/loans) to pay expenses over and above tuition. In my school's accelerated program, it really issn't possible to work any more than VERY MINIMALLY. It's is CRAZY time consuming. We had a few people who were trying to work drop the accelerated and join us in the regular BSN program.
Hey... I am not really in an "ACCELERATED" program, but my program lasts 19 months (Diploma... Mercy School of Nursing), so it's very busy!
The maximum number of hours allowed to work is 20, but upon making my schedule, the Dean noted that I'm the youngest in the school (I am 17), and that I will be taking about 12 hrs (about three more than normal)... she asked that I not work more than 8 hours a week.
I may work more, but it will be nannying\babysitting things as they come up, because I have a car payment, and repayment of a loan to my parents, as well as insurance. Not to mention gas money, etc. I will be working as much as I possibly can, but I also looking into the Bank of America maximizer loan (which can be used for other costs incurred while in school, with most loans it is paid directly to the school, and in the amount of tuition, nothing more... and no interest payments until you're done... unlike so many other loans), and may still get it in a small amount just to help when I "come up short."
Loans and more loans! I hate going into debt, but I know it's worth it. My program is 12 months long so I know there's no time to work. Even still, my school won't let me borrow over the amount of the "estimated costs" which is ridiculous because it's much more than a normal undergraduate - but they aren't taking that into account. I guess I'll have to be really frugal this year. Luckily, I don't have a family to support or any other expenses (such as a car, house, etc.). Good luck to you!
I have lots of loans out so I'm looking for some good loan repayment programs. The hospital that adjoins to our school loves students from my accelerated program and they're practically throwing themselves at our feet with $20,000 sign-on bonuses, so I'm seriously thinking about taking them up on it, but we'll see. I'm a bit wary of the desperate nature of the HR department over there. I've been looking into the National Health Services Administration loan repayment program as well, but I'd have to be working for about a year before I could do that one. Lots of hospitals have some sort of loan repayment program. They won't cover all of my loans but they could make a pretty big dent in them. Anyhow, best of luck to you and don't foget about all of the loan repayment stuff out there!
Forgive me for my ignorance, I thought I knew everything when it came to the ins and outs of education, but what is the "accelerated BSN"?
When I'm done with my ADN I plan to do the BSN option (thorugh an online program with Cal State Dominguez Hills) that takes a little over a year (12-14 units a semester for four semesters)... I'm assuming this is not the same thing?
Thanks for the enlightenment...
Loans, savings, and a gracious husband who will be working his butt off while I am in school!
I also hope that I will be able to do a little "work study" through the school from time to time so I can pay for some of the little things. But that is doubtful since school will basically be an 8-5 job M-F for the next 14 months.
Plus, hopefully I will be able to get a nice sign on bonus when I start so i can wipe out some of the loan debt.
Forgive me for my ignorance, I thought I knew everything when it came to the ins and outs of education, but what is the "accelerated BSN"?When I'm done with my ADN I plan to do the BSN option (thorugh an online program with Cal State Dominguez Hills) that takes a little over a year (12-14 units a semester for four semesters)... I'm assuming this is not the same thing?Thanks for the enlightenment...
An accelerated BSN is one for someone who already has a bachelors degree in something other than nursing. It's usually somewhere between 12 and 18 months long.
Can you say zero interest credit card? Yup. We got a line of credit for me to use, but I hate the thought of doing it and getting whacked with interest charges, so I am using a zero interest card for purchases which INCLUDES school that expires next October (I will have been out of school for a couple months). I only use it for tuition and an occasional book if I have an unusually high bill. I paid two semesters by writing a check, but that stresses me out too much since I am not working and am a stay at home mom by day and feel way too bad about draining our savings like that, so I put one on the card and think I will do that from here on out. I figure why pay up front when I can deffer it and pay what I want as I go? I just hate the debt idea. I will transfer the amount to another zero interest when that one expires, cancell the one I have and hopefully be able to pay it off by the end of that one. I have the line of credit to fall back on, but I don't think I will use it. Call me crazy, but I think it's a plan that just might work :chuckle I hate interest charges! As for free money that you don't have to pay back, please tell me if you find it! I looked all over the web and wasted a whole day looking at these sites that turned out to be junk! Sad fact is once you have a bachelor's, forget it! GGGRRR!!!!! The only saving grace is when I signed up for this program, we got a discounted rate that is locked in for the length of the program. The day students pay $550/hour (just went up again) and we pay $400/hr. locked. Still a lot, but it's like a little built in scholarship/grant. You might want to ask to see if they have something like that. I didn't even know it wasn't that much for everyone until a couple months ago because who would think to ask?
Thanks.. that's what I was thinking it was. So if you are doing the accelerated BSN you have no nursing degree at all then or you have an ADN?
Sorry, I meant it's for non-nurses who have a bachelors in something else. So no ADN.
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