Nursing salary not that useful to pay back loans?!

Nursing Students General Students

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I'm a prenursing student and I have been asking for advice regarding financial aid advice too.

And.......... i'm freaking out. ^^;

I am going in a second degree program and since I already have my first BA degree, I know that financial aid for me is most likely going to be loans and loans and more loans until I actually graduate.

However, I would like to work and go school at the same time halfway into the program so I have a salary to support myself (even though I know not being in school full time will result in waiting longer to graduate).

But with loans from my BA degree and now more loans from my second degree, someone told me that students make a big mistake taking out loans for nursing school and thinking that their RN job after graduation will help a lot in paying back their loans. She advised me to work hard and save up A LOT of money for school before hand since it will be a nightmare paying it back after graduation even if I do land an RN job.

After hearing this, I'm scared thinking that whatever job I get after graduation won't be sufficient enough to pay back my loans.

I know I will be paying back the loans for a while but I know that upfront already and I don't mind as long as I have a decent salary to support myself and my family first.

But to have someone say that ANY RN job I get will be very minimal in helping pay back my loans shook my confidence making me think that I will drown in debt or something.

So sorry for the long rant but may I please ask you to share your own financial advice and you guys are doing to manage and control your loans as well?

Thanks!

HR does not do the hiring. The nurse manager or a unit committee usually does. Usually applications go through HR to be weeded out and then fed to the manager, thus your chances are greatly improved if you can bypass HR. Not every place works like this but most hospitals do.

Specializes in Public Health.

Also many people, such as myself, have experience in the acute care setting or healthcare field.

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