Quote from ganursing
I was making 60k a year. At this point would it even be worthwhile for me to try to get a job? How much can be made from these other jobs with my experience? Right now I can claim Long term disability while I'm waiting to file for SSDI.
Whats my best course of action? Try to work one of these deskjobs? It seems SSDI is based on previous work and if I'm taking a paycut thats going to lower my benefits through SSDI. Is that correct?
My doctor thinks I should go for SSDI. Again I can not tell you guys how encouraging your support is. This has gotten me so down lately. I really want to thank you for your support during this time.
I have been down the SSDI road before along with LTD due to an organ
transplant. I was making very good money (wasn't in nursing then, computer software). Yes, SSDI goes back to quarterly earnings - (and I forget how long back, maybe 10 years? ) and they average things out. I can tell you that my income on SSD was about the same as my take home pay at the time. So, in other words, I was quite comfortable on what money I was getting.
While I was on SSDI I went to nursing school. Actually- the government even payed for it with a program called "Back to Work". Believe it or not, working as an RN was a paycut for me when I started as an RN! :trout: I wanted to work though, and I did!
Here is what I would do if I were you. Your doctor supports your decision to go on SSD - that means a lot. Through your job, file your short term disability (if you have it), and then long term disability. Get all your SSD paperwork filled out. I was approved the first time I applied - so don't think you need a lawyer to do this. You can do it. Manage this with the same zeal you would as being a charge nurse - be methodical, precise, complete, exact, provide so much supporting evidence that your packet is about 3 inches thick. Send in the SSD stuff - I believe you can not apply until you are off work for 6 months. In the meantime, LTD can support you. You CAN send the paperwork in early though.
You can continue to get your LTD at the same time as SSD. SSD will just deduct that amount from your check.
When you are off of work you might get quite bored. You will be at your leisure to do volunteer work if you feel good enough.
You can PM me with any questions and I will be happy to answer them. I am currently off work now on workmens comp and have the time. Hopefully, I will go back in about 10 days with some restrictions.