Need help clarifying a decision

Hi everyone,

I could really use your advice! Background: I'm an older student (39), have a large family, a prior Bachelor's in a non-nursing field, am in my last semester of pre-reqs. Here are my nursing school choices:

1) Local ADN program: ($)

with a built-in bridge to BSN. Would start next February, and could start working after a year and half. Another year and half after that for the BSN. Lowest cost of all my choices. I would need to take one more class in order to apply, and could get that done before application deadline, but would need to register for it soon.

2)Online Accelerated BSN ($$$) Only 12 months (!!!) but also pretty spendy.

3)Evening/Weekend Entry-Level Master's Program ($$$), Easiest to qualify for loans and I would start at the same time as the ADN next Feb.

I really think I should register for that class to be able to apply to the ADN program and have it as my main backup. I have not been impressed with the #2 program so far, they seem pretty disorganize (just during the application process so far, maybe it's better once you're in?). #3 is my dream program and it's a Master's degree which is nice.

With my age I feel more time constraints to just GET GOING, but I don't want to make any rash decisions either.

If you could do it all over again, what would you do? Thanks so much for any advice you can offer, I really appreciate it!!