Middle of the semester and I can't pay

Nursing Students General Students

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I thought I would post here since I'm all fresh out of options. Long story short, I've been trying to get into nursing school for a couple of years now, but due to the competition, have never been able to get an acceptance. I finally graduated with a degree in the liberal arts and applied to an accelerated 1 year program at a private school and was so happy to find out I was off the waitlist just before the semester started. I paid my deposit and enrolled.

I received no aid since I already have a degree and the federal loans were not enough to cover the tuition. I had no idea I would have such trouble getting a loan or else I would have never enrolled, but its too late now and I already owe them money. Are there any private loans available to low income students with a credit score below 700 (same for my cosigner)? I have applied to every lender I could think of but I'm getting declined.

How much would you be putting on a credit card? Unless you already have one, I would be really surprised if you could find a credit card with a credit limit that high, particularly with a low credit score and only a part time job. If you were able to find one, I imagine the interest rate would be very high. It just seems like that would create an ton of stress and debt:(

What state are you in?? Research some Grants and/or schlorships in your respective state. I had the same issue, but I applied for a grant through the Illinois Department of Public Health and THANKFULLY I was awarded the grant and thats how I finished paying for my last Semester of LPN school. Good luck and I wish you ALL the best of luck!!!!!

That sounds great, I'd much rather have a grant than take out more loans. Could you tell me more about the grant you received? I tried to message you but I don't have enough posts.

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