malpractice insurance

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should all nurses have their own ? if so does anyone have any recommendations for policies? I've just been reading a lot of articles lately about nurses being sued or questioned and I am wondering if malpractice insurance is something I should carry.

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Specializes in Emergency.

Do a search or better yet, check the stickies at the top of the general nursing discussion forum. You'll find what you're looking for, which is "yes" & "nso".

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Specializes in Healthcare risk management and liability.

https://allnurses.com/general-nursing-discussion/one-healthcare-risk-999441.html

Read the article and let me know if you have any followup questions. TL;DR: I recommend the CNA policy sold by NSO and others but there are significant coverage limitations such that you will probably not have coverage under the policy for a malpractice claim or BON investigation. Everyone thinks that if they are peripherally involved in a malpractice claim or named in a BON investigation that the insurance company will provide them with their own attorney to look out for their interests, and this is simply wrong. I recommend that everyone ask NSO about this and they will confirm it is wrong since coverage under your individual policy will not be triggered.

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If you need a recommendation, then first of all you must have your convention collective for any policies. And for this issue that nurses are sued or questioned for anything, then your droit (laws) matters a lot while being a nurse. Go through it. It is mandatory for everyone.

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