I Want Decent Health Benefits! Is That Too Much to Ask?

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My Health Insurance Deductible Is $9,000!!!

It seems to be a great time to be a nurse right now. All of the opportunities presented seem endless!

But why does it seem like employers do not want to offer decent health insurance AND decent pay?

I just left a job that basically had no insurance. There was a $9,000 annual deductible that had to be paid before insurance even kicked in. The monthly premium for a single mom with kids was $200.  I stayed at the job for 7 months. Now, I  started a new job. I was on orientation yesterday and the monthly premium for a mom with children for Aetna HMO 40 Choice plan is $975 and $105 for dental.  Since I will get paid every two weeks, that is $500 every paycheck. 

Meanwhile, my sister in IT pays $200 a month for PPO, and that is as a single parent with children.

I read somewhere recently that the fed was going to make it illegal to charge extra for out of network providers in an emergency type of situation. I don't know if it has come to pass yet. 

 

Specializes in CRNA, Finally retired.
58 minutes ago, old&improved said:

I read somewhere recently that the fed was going to make it illegal to charge extra for out of network providers in an emergency type of situation. I don't know if it has come to pass yet. 

 

It became law 1/22.  There are plenty of citations on-line to explain the new regs.

Specializes in M/S, LTC, home care, corrections and psych.

You're a nurse, why would you be expected to be treated like a valued employee? Once again, if you are in a female dominated profession, be prepared to be treated like a POS. 

Specializes in CRNA, Finally retired.
8 hours ago, By-a-thred, RN said:

You're a nurse, why would you be expected to be treated like a valued employee? Once again, if you are in a female dominated profession, be prepared to be treated like a POS. 

Only if you let them.  Nurses have power in a group.

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