How much of a "premium" would you request for non benefited position?

[myoglobin, ASN, BSN, MSN]

I'm thinking about 10% for no PTO, no health insurance, or education pay and I will pay my own malpractice (about $400.00 per month in Florida). They will still pay the employer portion of social security, Medicare, and Medicaid, and work comp required by the state so I would not be 1099. I have worked about 15 years without health insurance (as an ICU nurse) and cannot afford it now with my massive student loan debt (I'm 50 and hope to make it to 65 to become Medicare eligible). Thus, the starting pay for new grad PMHNP is around 110K in central Florida. I'm thinking of asking around $54.00 per hour with the $4.00 basically covering my malpractice insurance. I expect to bill them for 32 hours per week,but will spend closer to 45 to 50 with charting and ancillary tasks ( If they want a commitment I will offer one year with no more than a 5K penalty for early breech.)

[core0]

25% of base salary is the standard amount businesses budget for benefits. On smaller businesses its more like 40%. Also if you are going to work 45 to 50 hours either bill them for that or add it into the premium. Going that way I would look at 50% premium.

[myoglobin, ASN, BSN, MSN]

I won't charge for the extra time, because if I wasn't so slow it could almost be done in the allocated time. Then again the place is a bit of a "mill" with 15 minute visits, but it can be done. I figure that I "owe them" because without them there are almost no clinical opportunities in this area for PMHNP. I'm thinking maybe a 10 to 15% premium. I want to offer them a good deal in exchange for the kindness of the clinical opportunity. Then in a year, I hope to get a telemedicine job (maybe two) that approaches the non benefited pay of my SO ($85.00 hour). This will enable me to make more progress on my loans.