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I am newly without benefits in my position and picked up Blue Cross - my plan is about 75/month and has decent coverage for everything except prescription meds (but that is because of an outstanding issue that I hope to have resolution on in a few months. When this happens I'll be able to transition to a better drug plan for only a few dollars more a month). It covers dental up to a reasonable limit, basic extended care (Chiro/massage etc) and emergency care if needed (ambulance/medivac etc). Hope that helps. Good Luck!
They will cover meds up to like 10k a year (or more??) - you can pick the plan based on how much you want to pay. For me, my issue is a short term thing, and I am not on any meds so I picked the plan with the lowest coverage until I'm cleared and can pay essentially the same amount for several thousand $$ of coverage. I could have paid more now to have more coverage, I just didn't go that route... make sense?
CaffeinePOQ4HPRN, BSN, MSN, LPN, RN
475 Posts
I'm thinking of purchasing a Personal Health Insurance plan. My current nursing position doesn't have one, and many jobs that are advertised don't offer benefits either. I've been struggling to find/obtain a job with benefits and, after a couple of health hiccups, I can't run the risks of being without insurance anymore. Overall, I'm in good health but unexpected costs can nearly eat up a months worth of income. For example, root canals can cost anywhere starting from $3,000 for the visit. If you're a contract/pert-time/per diem nurse in Canada with no benefits, did you buy a private plan? If so, what company would you recommend?
Would be really nice to have dental again, and reduction on Rx costs:uhoh3: