Health Insurance While in School

[luvnkileigh]

Hello all! I am new to allnurses. I have searched high and low for answers to my questions. How better to get them then students themselves. I am a mother of a 3 yo who just got accepted into the Nursing Program starting in August. I currently have insurance through my work, but come August 1 I will no longer be working. I will be attending the Day program full time. I have tried to find out how to go about getting health insurance for myself. My fiance will be able to have my daughter on his policy, but me well I am just left out. i guess I need to run and get married to get coverage! Not! I just want to see if any of you could help me :icon_roll!!! I contacted Anthem and b/c I have pre-exsisting conditions my policy would start at 852/mo.!!! Cmon who the heck can afford that! I just need insight on what I can do....Ive even contacted social services to see if I qualify for Medicaid. But b/c Im not pregnant, blind, or disabled I cannot receive any benefits. Geez cant someone trying to better themselves get any break?!?!

[shrimpchips, LPN]

At my school we have a health services/wellness clinic that offers health insurance for students. It's either free or for a small fee, I can't remember. The clinic also offers services for low fees and they do not accept insurance of any kind (the student insurance is for places other than the on-campus clinic). Unless they do testing or if you are picking up medications, they don't charge you for just seeing you. I have had strep tests done there for only $5; I was diagnosed with a UTI and given antibiotics and it was only $7 (vs. paying $25 if I went elsewhere with my current insurance plan + the cost of medication). I would look into it :)

[Multicollinearity, BSN, RN]

It seems the health plans for students offered at colleges/universties tend to be the best option. However, look carefully at the school health insurance plans. The plan offered at my college is not a true group plan, so it does not cover pre-existing conditions.