Question about nursing school acceptance

jenrninmi, MSN, RN · Apr 26, 2005

Hi there...

Probably the best thing for you to do is call the school and ask them why they need to see your credit report. My school didn't do this. They also didn't ask for my dental record...strange. My school requires us to have health insurance though. I'm pretty sure most, if not all schools require it. I think they offered the students that didn't have insurance some kind of deal for insurance, but I'm not sure. Good luck to you!!

ZootRN · Apr 26, 2005

Many schools require you to have health insurance and can offer student insurance at cheaper price. About credit report, I would question it. It's noone's business. Some employers may run credit check on you, but I would think about low-paying jobs where people come and go all the time and yourdon't know who you're dealing with.

I can't imagine RN being check that way. That is embarassing.

Hi there...
Probably the best thing for you to do is call the school and ask them why they need to see your credit report. My school didn't do this. They also didn't ask for my dental record...strange. My school requires us to have health insurance though. I'm pretty sure most, if not all schools require it. I think they offered the students that didn't have insurance some kind of deal for insurance, but I'm not sure. Good luck to you!!

Fraggle · Apr 26, 2005

Many ask for a credit and background check b/c the hospitals where you do clinicals require it - even as a student from a school. And as far as low wage employees, many more jobs require credit checks now. It's usually fairly basic, unless you're dealing with finances or security. It's not always like the full credit report you pull. Companies don't like to hire people who have filed bankruptcy, or are irresponsible, regardless of the profession. In terms of jobs, you often cannot decline to have it run. They can't deny a job offer if you don't, but they'll find another reason if they want to. People seem to be so up in arms about credit checks, but it really is near public knowledge. And the majority of companies require it now w/ the background check.

You must carry health insurance in nursing school, as far as I know. My school requires it. Call them and find out. You can buy a cheap basic health policy through school usually. It's a catastrophe policy.

Dental? No idea.

Hi--
I'm Hillary, 26, single mother of 2, and I've just received my acceptance letter to JCCC's (in Kansas) RN program. Now that the excitement of getting an acceptance letter has passed, I'm a little freaked out.
Some of the stuff they are asking for is making me nervous. Health history, I understand. Dental records...? A little bizarre, but OK. Credit report?? WHAT???
Anyone have any insight as to why they need to know whether or not I am having trouble paying my bills while I am a student (which I am)? Surely they wouldn't decide I'm unfit for the nursing program based on that? Also, I don't have health or dental insurance (my kids do, thank God)...could this adversely affect my acceptance?
Maybe I'm being a bit paranoid, but I can't help but wonder why they would ask for this information if it was inconsequential. I've given up a lot to return to school for this...I don't think I could stand it if my sacrifices have been for nothing.

HappyNurse2005, RN · Apr 26, 2005

My school requires us to have health insurance though. I'm pretty sure most, if not all schools require it.

Not mine. It was highly recommended, but not required. NOt provided by school, either.

WE didnt have to have our dental records provided, either. No credit report, either.