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Discussion

Does malpractice insurance help you with contact with the BON or just in court?

Because I have a sticky personal situation going on in which I fear that false accusations might be made against me to make my life hard. I'm thinking now is a better time than most to get malpractice insurance. Is this something that can help me?

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    • Featured Replies

    This would be a better question to pose to an insurance agent. Read your policy carefully. Sometimes they will help with both.

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    If you purchase a policy now it may not cover an incident that happened before the time the policy was purchased. I do not know if malpractice insurance helps you with incidents that go to the board.

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    Can you get to them before something happens? Know any bad guys? :D

    Where's Guido when you need him?

    Seriously, insurance may not cover for a situation that already went down. Speak to a liar about it (preferably a nurse lawyer).

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    my policy covers reviews with BON, but none will cover after the fact.

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    • Admin

    Exactly correct. Insurance covers you in the now and after-wards (as long as you keep a current policy). You cannot "back date" the policy.

    Many policies will cover you in regards to (not all inclusive):

    • libel
    • slander
    • charges of confidentiality violation
    • assault on the job

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