Nurses General Nursing

Does malpractice insurance help you with contact with the BON or just in court?

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Because I have a sticky personal situation going on in which I fear that false accusations might be made against me to make my life hard. I'm thinking now is a better time than most to get . Is this something that can help me?

november17

november17, ASN, RN

1 Article; 980 Posts

Specializes in Ortho, Case Management, blabla. Has 9 years experience.

This would be a better question to pose to an insurance agent. Read your policy carefully. Sometimes they will help with both.

diane227

diane227, LPN, RN

1,941 Posts

Specializes in Management, Emergency, Psych, Med Surg. Has 32 years experience.

If you purchase a policy now it may not cover an incident that happened before the time the policy was purchased. I do not know if helps you with incidents that go to the board.

CASTLEGATES

CASTLEGATES

424 Posts

Specializes in Addictions, Acute Psychiatry. Has 27 years experience.

Can you get to them before something happens? Know any bad guys? :D

Where's Guido when you need him?

Seriously, insurance may not cover for a situation that already went down. Speak to a liar about it (preferably a nurse lawyer).

classicdame

classicdame, MSN, EdD

2 Articles; 7,255 Posts

Specializes in Hospital Education Coordinator.

my policy covers reviews with BON, but none will cover after the fact.

sirI
Editorial Team / Admin

sirI, MSN, APRN, NP

18 Articles; 30,666 Posts

Specializes in Education, FP, LNC, Forensics, ED, OB.

Exactly correct. Insurance covers you in the now and after-wards (as long as you keep a current policy). You cannot "back date" the policy.

Many policies will cover you in regards to (not all inclusive):

  • libel
  • slander
  • charges of confidentiality violation
  • assault on the job

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