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CRNA debt worth it? I’m already in debt.

SRNA   (2,193 Views | 2 Replies)
by Nurse_Ty21 Nurse_Ty21 (New) New Nurse

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I really aspire to be a CRNA. I know it will be worth it to go back, but I’m already over $100k in debt from my BSN. There is 40k in my name and the rest is in my mother’s name. I pay on both of the loans each month at almost $1k/month. I could go back to school and defer the loans in my name if I want, but I can’t control the loans in my moms name. It would honestly be stupid to defer the loans I accumulated in her name because interest will collect while in the program. She’s also back in school as well by the way. I understand working while in the CRNA program is not allowed but the loans at least in my mothers name will still have to be paid off, while those in my name can be put on pause. I’m discouraged because it seems like the only way I can go is if I wait 7 years when the loan forgiveness program is complete, or if there’s some angel God sends along to help me pay them off completely. 

I have 3 years of bedside experience with Burn and Pediatric ICU experience, and currently working in the Coronary ICU full time and Burn ICU PRN. I graduated with my BSN with a 3.6 gpa and currently studying for my CCRN. I’ve shadowed a CRNA and really loved it. My hope is to become a pediatric CRNA. Any advice out there???

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ICUman has 5 years experience and specializes in Cardiac Cath Lab.

1,656 Posts; 54,094 Profile Views

Be a travel nurse for a year or two. They bring in good money to put a dent in your loans. You can easily make 6 figures/year as a traveling RN.

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32 Posts; 517 Profile Views

On 2/25/2019 at 9:29 AM, Nurse_Ty21 said:

I really aspire to be a CRNA. I know it will be worth it to go back, but I’m already over $100k in debt from my BSN. There is 40k in my name and the rest is in my mother’s name. I pay on both of the loans each month at almost $1k/month. I could go back to school and defer the loans in my name if I want, but I can’t control the loans in my moms name. It would honestly be stupid to defer the loans I accumulated in her name because interest will collect while in the program. She’s also back in school as well by the way. I understand working while in the CRNA program is not allowed but the loans at least in my mothers name will still have to be paid off, while those in my name can be put on pause. I’m discouraged because it seems like the only way I can go is if I wait 7 years when the loan forgiveness program is complete, or if there’s some angel God sends along to help me pay them off completely. 

I have 3 years of bedside experience with Burn and Pediatric ICU experience, and currently working in the Coronary ICU full time and Burn ICU PRN. I graduated with my BSN with a 3.6 gpa and currently studying for my CCRN. I’ve shadowed a CRNA and really loved it. My hope is to become a pediatric CRNA. Any advice out there???

As what ICUman said, travel nursing can really bring in the big bucks. I was pocketing around $2k/wk for my time in the Bay Area, which is where nurses are paid the highest in the nation. But if you do come here, you need to find a cheap place to make it worth it saving money because accommodations do get expensive but if you do your research, you'll definitely be able to find apartments that will let you save money. Also, if you do take a travel assignment at the better paying hospitals here, you can transition yourself to a PRN/per diem role where you will be paid around $100/hr. PM me for more info - I can refer you to a recruiter.

Also, before the DNP requirements for all school kicks in, you can try REALLY hard to get into a 24 month program. There are a couple of these around. That will let you get in and out of school pretty quick. Good luck !

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