Best Professional Liability Insurance for Nursing

[StuffedBear]

Trying to figure out which one is good?

-great history, won't be bankrupt in 50 or so yrs

-will provide help for events that occurred while under coverage

-can allow own selection of lawyers

what else makes a good insurance? Thanks in advance

[RiskManager]

https://allnurses.com/general-nursing...sk-999441.html

I am of the opinion that buying your own coverage may be a good thing, as long as you are making an educated decision as to what it actually does and does not cover. Most nurses buy it under the mistaken belief that if they are involved in a malpractice claim or a BON investigation, that CNA or Liberty Mutual insurance will retain a lawyer for them and represent their interests, and this only happens in very narrow circumstances in which your own coverage will be triggered. But there are other coverages in the policy which can also be valuable to the purchaser.

In terms of whom to buy it from, you have two practical choices: the CNA policy sold by NSO (and others) and the Liberty Mutual policy sold by ProLiability. I generally recommend the CNA policy as sold by NSO.