Bad Credit...I,m so embarrassed!!

Specialties Correctional

Published

:scrying: :scrying:

Hey everybody!!!

I went to this job fair for the bureau of prisons yesterday. Well, I really don't even know what the interveiw process entails, but they tell me to meet them at their home base tomorrow. So I went today to see what this was all about and could see myself working there. It is a federal medical prison hospital. Well, to make a long story short I live a very simple life style, have two kids, a 21 year old and a teenager, married and really try to uphold the law. The problem is I went bandrupt, I was a single mom when the debts were acrued and there is a bad debt on my credit report stating that I owe 3400.00 dollars on my car!!!

I didn't realize this and I owe taxes from last year $1600.00. To sum things up, does anybody work as a bop nurse and if so, what are my chances of being hired??? I just graduated last year as a nurse and and am trying to fix my credit. Believe me I am so ashamed of this whole credit thing!!

Thanks everyone for the input.

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Way back. You must list employers and residences back 7 years...until you get to the investigator and he starts asking about things before that. In terms of credit, they look at your overall score and causes, as well as your current financial situation.

That makes sense. But how far back do they go? I can see if it was a recent credit issue but what about issues that are 5 or 6 years old?
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For anyone with bad credit check this out:

CreditBoards.com - Credit Help, Credit Repair Tips, News, Forums

This is a no spin/no scam zone. I used this site and even sent my client there. Again the site IS NOT A QUICK FIX. The mods there take a dim view of quick fixes and will 'spank anyone who suggests fraud. They do believe in sharing good information.

The site can break down the Fair Credit Reporting Act and other US laws regarding credit for laypeople

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It is true that you can correct credit report errors. One time a lender reported us in default on a mortgage where we had sold the house and paid them in full ...

While you sometimes have to be persistent, you can remove incorrect items. Of course, if it is correct then ... that's a different story.

:typing

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It is true that you can correct credit report errors. One time a lender reported us in default on a mortgage where we had sold the house and paid them in full ...

While you sometimes have to be persistent, you can remove incorrect items. Of course, if it is correct then ... that's a different story.

:typing

yep...

Sometimes even if the item is true and it is reported incorrectly you can get it removed/fixed. That alone might be enough to turn a negative to a psotive/neutral.

The law is specific on HOW items should appear on your credit report.

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