Young Single Mother taking pre-nursing classes...is this a good idea? - page 2

by antajshalakiag

2,472 Views | 17 Comments

Where do I began....Well after graduating HS in 2008 I enrolled at my local community college in Pensacola FL. Clueless as to what I wanted to major in I choose nursing because everyone convinced me that this would be one the... Read More


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    Take the loan out for the first two years at a cc if you plan on going right to a bsn and are transferring from a cc to a 4 year. Not sure about your rates, but my cc tuition is 100/hr while the 4yr I am transferring to is 450/hr. If I only had 2 years of gi bill it would make alot more sense to use it only at the 4yr ( 2 years cc loans: 60hrs • $100= $6000 (well within gov't loan limits), 2 years 4yr loan 60 hrs • $450= $27,000 => if you wait you will save $21,000, and that's before factoring in interest). After a very crude interest calc (@ 6%) the cc loans will cost you 80 a month for ten years with a total af about 7800 (1800 in interest) and the university loans will cost you 360 a month for ten years with a rough total of 35000 (14000 in interest). Using the gi bill for cc when you plan on transferring to a university for a bsn will cost you an extra $27,000.
    Last edit by Student4_life on Oct 8, '10 : Reason: Added interest.
    pope6974 and collegegirl209 like this.
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    I agree with everyone else, except for cheating the system! Lol. I'd take the LPN, and then later go for RN, that way you're providing for your daughter and can have some experience under your belt. You sound like me with the parents--I am blessed that my parents have allowed me to quit my job and are supporting me 100% financially and emotionally while I go straight through and get my RN. Just make sure you're going to school because you WANT to be a nurse--nursing isn't for everyone, and noone wants a nurse that doesn't genuinely care about them, and is just in it "because it pays well"
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    So here is my $0.02. I had my son at 19 and started school at 22. I qualified for all financial aid because my son made me an independent student. I have never had to include my parent info, even when I lived with them, because of being a parent myself and because my school did not require it (community college). If you really want to save your GI then try the FAFSA again! Don't know if it will work for you but best of luck!

    Sara


    Chemeketa Nursing Student Class of 2012!
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    The feedback that I've received (also as a single mom) is to stick it out and get the degree. A LPN route would be good too, but make sure the program doesn't cost tons of $$ and it is through a community college, not a for-profit school (because of the cost). You should be able to complete the pre-reqs to get into a ADN program in a few semesters.

    I personally decided against a local LVN (private, for-profit) because it was way too expensive. Also I had a lot of people in the field advising me against it. My community college has a LVN program and it is legit and cheap, but they only admit once a year. I decided to stick it out and finish up my pre-reqs to get into either the ADN or BSN, whatever I get into 1st.

    I'd like to work in the field while going to school, but there aren't enough options for that here. Until then, I'll be waiting tables. It's rough as a single mom without a 2nd income, but you can do it. There's always a way. Let us know how things are going for you.
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    Quote from antajshalakiag
    Im not eligible for FA . I've tried every years since I gradutated HS and got nothing. My papa makes too much money. I really wish I could do that and save my GI Bill for later like you said.
    You should be eligable now. Once you have a child of your own you are not a dependent to your parents......you are a head of household with a dependent of your own(even if you live with your parents)...same as if you got married at 18-19....no longer dependent. Be thankful for your parents help, and do whatever works out best, but you should be eligable for financial aid, and likey substidised day care for your child as well for while you are in school.....look into every option. I would suggest trying to get RN, especially since you do have your parents support through this, but if you would rather do LPN to be able to get into the work force a bit faster and then bridge later on, that is definitly an option. If you were looking at doing lpn and then RN bridge right away, you are probably better off just doing an RN program from the start.
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    I was thinking that too! She should be considered indep. now that she is a parent and unmarried. Her parents' income should not be a consideration at all.
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    I would suggest you to retake the classes at a community college; it shows how determined you are to become a nurse! You will definately will be eligible for grants and loans when the time comes.


    Laura
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    Not trying to get into your business but do you work? If you work you can file your own taxes independently of your parents even if you are living with them. You just wouldn't be able to claim head of household I think. If you're working and paying your own bills that wouldn't be a lie, even if you are living with them. This would make you eligible for the money you need to finish school because on your FAFSA you would be an independent student with a dependent and no lies were told. Unless this wouldn't work for insurance or GI Bill purposes.

    There are so many ways to reach your goal that it becomes confusing. You can become an LPN or a Patient Care Tech and pay for your BSN or ADN through employer scholarships or reimbursement. Even looking into ROTC or serving as a Reservist is an option you may want to consider.


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