Hi everyone,I have only found old information from 2010 and 2011 in this forum, that's why I am starting a new one. Here my story:After graduating in May 2012 from an ADN Nursing Program I was lucky enough to start working one week after passing my Boards. I am doing Home Health with a staffing agency. I live in the San Francisco Bay Area and it is really difficult to get into a hospital. Not in the field I want to do, but hey, it's a start. I just found out that I am admitted into the ADN to MSN CNL at USF!!! I am beyond exited!!! BUT (and here is my question for you all):This program is very expensive, $55 k for everything. I am married, a mother of two children (6 months and 3 years) and we have a monthly mortgage to pay. Not to forget the ridiculously high amount of money we spent for preschool. I know, I know, I knew that I would have to pay for school before applying, but I just want to know what options are out there. Any current student at USF who can tell me how they afford this? Scholarship searches don't get me very far because I am neither African-American, Hispanic or any other special group. I am the first in my family to graduate from college though.Any tips? I heard about the stafford loan. Do I have to pay that back right away or start when I finished my studies? Any Grants out there for ADN to MSN? And how did you apply. Was it easy to get? How about Loan Payback Programs at your work - who offers it?I am looking forward to reading all of your answers and thank you!! And FYI, moving is not an option due to my husbands work.