This will be short and sweet because my negotiating time is limited. I am looking to leave my current position for a small doctor's office. I was offered the job and I asked at that time if the position included health benefits. Setting aside the fact that I should have asked this question way sooner, what do I do now that I know I would have to pay $300 out of pocket when I only pay roughly $70 now? Obviously it's time to negotiate. My question to all of you is how much do you pay into your insurance now and what type of facility do you work at?