Thank you for your advice and response!
Funny, I called some hospitals re: their health plan policies and getting info was like pulling teeth (Human Resources). It seems that University Hospitals are the best but my dream is to work in a rural ER say in Las Vegas, New Mexico, anywhere w/wilderness/mountains nearby! (someplace to be sane in time off, if any)...
Problem is that these smaller hospitals have lesser health plans, according to one nurse.
Also, I was told that they HAVE to hire you, regardless pre-existings (that I find hard to believe in these times, and this'll get only worse I think). But they will exclude one for approx. 6 mo. to a year w/pre-existings.
Never thought of this in my 20s, but then, who did?